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  1. Business News
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  3. retirement

Retirement

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Retirement planning: Why your corpus needs 3 buckets, not just FDs
Retirement can last 30 years. Why your money needs 3 buckets, not just FDs

Retirement can last 20–30 years, so keeping the entire corpus in FDs may not be enough. A three-bucket strategy can…

August 19, 2026 16:09 IST
Unlike a regular home loan, where the borrower pays EMIs, a reverse mortgage enables the homeowner to receive periodic payouts or a lump sum against the property's value while continuing to live in the house.
Home loan outstanding at retirement: Should you repay it or choose a reverse mortgage?

The two options are meant for different situations. You should evaluate both options in the context of your retirement income,…

August 4, 2026 16:17 IST
Young investors up to the age of 45 may preferably opt for Active Choice, provided they understand investment risks and are seeking higher growth potential.
NPS retirement planning: Don’t reduce equity too early. Here’s when to do it

It’s natural for investors approaching retirement to become more cautious about market volatility. However, the key question is: At what…

July 30, 2026 18:58 IST
Investing has become easier. So why is financial freedom getting harder?
Investing has become easier. So why is financial freedom getting harder?

Investing has become easier than ever, yet, for many families, financial freedom feels farther away than before. Rising home prices,…

July 22, 2026 19:08 IST
A retiree with no credit history can still qualify for an emergency loan.
Need an emergency loan after retirement? Here’s what happens if you don’t have a CIBIL history

What lenders tend to focus on instead is the income left over after the EMI is paid, since that’s what…

July 20, 2026 19:46 IST
For FY 2025-26, senior citizens (aged 60–79 years) can choose between the old and new tax regimes.
Income tax after retirement: 10 earnings that continue to be taxed

Retirement should mark financial independence, not unexpected tax surprises. Understanding the taxability of each income stream and reviewing one’s tax…

July 16, 2026 17:16 IST
Naresh Bhardwaj, 45, built his retirement plan around PPF and NPS.
No Stocks. No Mutual Funds. No Crypto. Yet He’s Set to Retire at 50 With Over Rs 3 Crore

How a 45-year-old Master’s in English beat Finance graduates in wealth building, with his plan to retire at 50 in…

July 16, 2026 13:50 IST
NPS alert for Central govt employees: Finance Ministry issues fresh warning on delayed contributions
Finance Ministry flags delayed NPS contributions. Why this matters for employees

The Ministry of Finance has directed all Central government departments to ensure that National Pension System (NPS) contributions are credited…

Updated: July 14, 2026 16:30 IST
New EPF Scheme 2026 simplifies PF withdrawals: Here's a complete guide
New EPF Scheme 2026: Easier PF withdrawals, earlier eligibility, but a new 25% lock-in

The government has notified the new Employees’ Provident Funds (EPF) Scheme, 2026, replacing the 74-year-old EPF Scheme, 1952. The new…

July 8, 2026 14:25 IST
live to 100 retirement planning
The Day Nobody Needs Your Business Card

In this editio of Live to 100, we explore how retirement often means losing a professional identity, but it can…

July 4, 2026 05:19 IST
From $1.26 million to $1.46 million: Why Americans think they need more money to retire

Americans now say they need $1.46 million to retire comfortably, up $200,000 from last year, as inflation fears and longevity…

Updated: June 8, 2026 23:33 IST
How young Indians are rewriting the rules of retirement and financial freedom. (AI-generated image from ChatGPT)
“I can’t do this till 60”: Why Indian millennials are replacing retirement with financial independence

Retirement once meant a farewell party at 60, a pension cheque, and a predictable next chapter. For today’s Millennials and…

June 7, 2026 05:30 IST
retirement planning
The New Retirement Trap: Staying Busy vs Being Alive

In this edition of Live to 100, we explore how to avoid the trap of unproductive busyness in retirement. Learn…

June 6, 2026 05:13 IST
Elderly US employee retirement viral
7.5K donations boost $146K retirement fund: Watch viral elderly US worker get life-changing cheque

Thousands of donations pooled in to expand an elderly AMC theatre worker’s retirement fund after a video of her being…

June 5, 2026 21:04 IST
The new labour codes in India came into full force on 21 November 2025, and they include several important changes to gratuity rules under the Social Security Code 2020.
Rs 20 lakh tax-free gratuity: How long do you need to work to reach the limit?

The Rs 20 lakh tax-free ceiling is a real and significant benefit, but reaching it depends on two things: your…

June 5, 2026 13:54 IST
For many salaried employees, receiving the provident fund (PF) corpus at retirement feels like a financial milestone.
Your PF corpus can last a lifetime – if you avoid these 6 mistakes

Before you decide what to do with your retirement savings, here are some common traps you should avoid.

May 29, 2026 13:12 IST
Bahl explains that achieving a big financial milestone triggers anxiety rather than satisfaction.
Why Rs 1 Crore corpus no longer feels like success: CA Kanan Bahl breaks down the comparison trap

CA Kanan Bahl explains why hitting 1 crore net worth doesn’t bring satisfaction, explaining the comparison trap, shifting goals, and…

May 5, 2026 22:41 IST
PNB fires officer on retirement day after 37 years of service
PNB fires officer on retirement day after 37 years of service; Delhi HC says ‘penalty shocks the conscience’ 

The court questioned why he was alone, given the hardest penalty when other officials linked to the same credit transactions…

Updated: March 27, 2026 14:33 IST
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3 ‘Buy’ recommendations by Jefferies with up to 34% upside potential
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shorts
CNAP can’t replace caller context: Truecaller
CNAP can’t replace caller context: Truecaller
Business

Truecaller does not believe that the govt-mandated CNAP service will replace the broader context that consumers look for before answering a call. Their business model, which provides additional context around a number, will still be relevant even with the rollout of CNAP. While CNAP addresses the ownership of the connection, Truecaller will continue to address the caller’s identity and purpose.

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