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  1. Business News
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  3. retirement planning

retirement planning

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Emergency fund planning: Is a sweep-in FD smarter than a savings account?
Emergency fund: Your money needs to be safe, liquid and earn more. Can one product do all three?

A sweep-in FD can help your emergency money earn more than a savings account while keeping it accessible. But should…

August 12, 2026 13:10 IST
India's retirement paradox: Saving more doesn't guarantee a comfortable retirement
India’s retirement paradox: Saving more may still not be enough

Saving regularly for retirement is important, but it may not be enough. Here’s why inflation, late starts, low returns and…

August 11, 2026 06:16 IST
NPS gets more equity, flexibility and tax advantages: Is it now a serious alternative to mutual funds?
NPS gets a new edge over mutual funds: Why the old ‘pension product’ tag may no longer fit

NPS is no longer just a pension product. With higher equity exposure, low costs, tax benefits and more flexible withdrawal…

August 9, 2026 16:06 IST
Unlike a regular home loan, where the borrower pays EMIs, a reverse mortgage enables the homeowner to receive periodic payouts or a lump sum against the property's value while continuing to live in the house.
Home loan outstanding at retirement: Should you repay it or choose a reverse mortgage?

The two options are meant for different situations. You should evaluate both options in the context of your retirement income,…

August 4, 2026 16:17 IST
One job loss, many financial consequences: What really happens after your salary stops
One job loss, many financial consequences: What really happens after your salary stops

Losing a job affects much more than your monthly income. It can disrupt EMIs, retirement planning, children’s education, investments and…

July 20, 2026 21:31 IST
Naresh Bhardwaj, 45, built his retirement plan around PPF and NPS.
No Stocks. No Mutual Funds. No Crypto. Yet He’s Set to Retire at 50 With Over Rs 3 Crore

How a 45-year-old Master’s in English beat Finance graduates in wealth building, with his plan to retire at 50 in…

July 16, 2026 13:50 IST
Retirement age is losing relevance in India. Here's why
Retirement at 60 is losing meaning in India. Here’s what’s changing

Retirement is no longer defined by turning 58 or 60. Longer life expectancy, changing work patterns, the rise of the…

July 13, 2026 20:58 IST
live to 100 retirement planning
The Day Nobody Needs Your Business Card

In this editio of Live to 100, we explore how retirement often means losing a professional identity, but it can…

July 4, 2026 05:19 IST
retirement life
The Marriage After the Children Leave

In this edition of Live to 100, we discover how couples can rediscover love and companionship after children leave home,…

June 20, 2026 09:13 IST
Think you're on track for retirement? These 3 numbers will tell the truth
A Rs 5 crore retirement corpus can fail: These 3 numbers decide if your money will last

The story argues that retirement readiness depends on three often-overlooked numbers—future expenses, retirement duration, and annual withdrawal rate. Through expert…

June 18, 2026 18:43 IST
How financially healthy is your family? Check these 5 numbers once a year
The 5 financial numbers every family should track once a year

Most people know their salary, bank balance, or mutual fund returns. But do they know their net worth, savings rate,…

Updated: June 17, 2026 19:31 IST
How young Indians are rewriting the rules of retirement and financial freedom. (AI-generated image from ChatGPT)
“I can’t do this till 60”: Why Indian millennials are replacing retirement with financial independence

Retirement once meant a farewell party at 60, a pension cheque, and a predictable next chapter. For today’s Millennials and…

June 7, 2026 05:30 IST
Why India’s FIRE movement is fueling financial burnout among Gen Z and Millennials. (AI-generated image from ChatGPT)
The ‘FIRE’ illusion: Why aggressive saving is causing widespread financial burnout

What happens when an entire generation starts treating retirement like a deadline instead of a life stage? Across India’s urban…

May 31, 2026 05:30 IST
For many salaried employees, receiving the provident fund (PF) corpus at retirement feels like a financial milestone.
Your PF corpus can last a lifetime – if you avoid these 6 mistakes

Before you decide what to do with your retirement savings, here are some common traps you should avoid.

May 29, 2026 13:12 IST
Why retirement security in India depends heavily on where you worked
Where you work shapes your retirement more than how much you earn

Two Indians may work equally hard for decades, yet retire into completely different financial realities. From starting salaries and inflation-linked…

May 15, 2026 19:50 IST
Bahl explains that achieving a big financial milestone triggers anxiety rather than satisfaction.
Why Rs 1 Crore corpus no longer feels like success: CA Kanan Bahl breaks down the comparison trap

CA Kanan Bahl explains why hitting 1 crore net worth doesn’t bring satisfaction, explaining the comparison trap, shifting goals, and…

May 5, 2026 22:41 IST
Rs 2 lakh monthly spend today needs Rs 40 crore at retirement — Here's the math by expert
Rs 2 lakh monthly spend today needs Rs 40 crore after 20 years on retirement? Wealth expert explains

A wealth management expert’s retirement calculation sparked fierce debate online. His detailed breakdown reveals why comfortable retirement in metro India…

April 30, 2026 16:26 IST
Govt simplifies medical allowance for NPS retirees: Automatic FMA payment explained
Fixed Medical Allowance for NPS pensioners: No bills required, direct bank credit — check details

The Finance Ministry has simplified Fixed Medical Allowance (FMA) payments for NPS pensioners, making them automatic and bank-driven, with quarterly…

April 23, 2026 19:42 IST
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shorts
From email marathons to gym check-ins – Billionaire Mark Cuban’s ordinary daily routine
From email marathons to gym check-ins – Billionaire Mark Cuban’s ordinary daily routine
Life6 hr ago

Mark Cuban starts his day at 6:30 am with an hour of emails before he’s even out of bed. No meditation, no 4 am wake-ups — just email, a workout, and a strict no-meetings rule that defines how the billionaire actually spends his time.

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