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Instead of treating a retirement corpus as one large pool, it can help to divide it according to when the money will actually be needed.

Rs 5-Crore House, Rs 1-Crore Gold, Rs 2-Crore Corpus: Is It Enough for Retirement?

A ₹5-crore house, gold in the locker and a healthy net worth may still leave you short of money after…

October 6, 2026 05:15 IST

NPS is no longer just a 'pension product': What has actually changed for investors?

NPS is no longer the same pension product: 7 big changes investors should know

NPS has come a long way since it was opened to all citizens in 2009. From wider investment choices and…

October 1, 2026 14:56 IST

ChatGPT used as a personal finance and money management coach

I used ChatGPT as my money coach for 2 months. Here are 8 things I learned

I used ChatGPT for two months to analyse my spending, investments, retirement goals and side income. Here are 8 money…

September 29, 2026 08:00 IST

The previous generation had risks too, but the modern defined-contribution investor has to actively manage more of these risks rather than receiving a predetermined pension.

Your parents had FDs and pensions. You have SIPs and NPS. Who has the safer retirement?

Retirement planning has shifted from guaranteed pension income to building and managing a corpus. What does this mean for investors…

September 25, 2026 19:18 IST

ChatGPT retirement plan for Rs 2 crore corpus at age 40

Rs 2 Cr at 40, Rs 3 lakh rent at 60: ChatGPT checks if retirement corpus is enough

Planning to retire at 40 with Rs 2 crore? ChatGPT examines rent inflation, withdrawal rates, market risk, healthcare and how…

Updated: September 23, 2026 11:00 IST

ChatGPT investment plan to build ₹2 crore retirement corpus by age 40

I’m 28, earn Rs 70,000 salary and want Rs 2 Cr to retire at 40. ChatGPT built this plan

Can a Rs 70,000 monthly salary build a Rs 2 crore retirement corpus by 40? ChatGPT suggests annual step-ups and…

Updated: September 9, 2026 12:52 IST

Retirement planning: Why your corpus needs 3 buckets, not just FDs

Retirement can last 30 years. Why your money needs 3 buckets, not just FDs

Retirement can last 20–30 years, so keeping the entire corpus in FDs may not be enough. A three-bucket strategy can…

August 19, 2026 16:09 IST

Emergency fund planning: Is a sweep-in FD smarter than a savings account?

Emergency fund: Your money needs to be safe, liquid and earn more. Can one product do all three?

A sweep-in FD can help your emergency money earn more than a savings account while keeping it accessible. But should…

August 12, 2026 13:10 IST

India's retirement paradox: Saving more doesn't guarantee a comfortable retirement

India’s retirement paradox: Saving more may still not be enough

Saving regularly for retirement is important, but it may not be enough. Here’s why inflation, late starts, low returns and…

August 11, 2026 06:16 IST

NPS gets more equity, flexibility and tax advantages: Is it now a serious alternative to mutual funds?

NPS gets a new edge over mutual funds: Why the old ‘pension product’ tag may no longer fit

NPS is no longer just a pension product. With higher equity exposure, low costs, tax benefits and more flexible withdrawal…

August 9, 2026 16:06 IST

Unlike a regular home loan, where the borrower pays EMIs, a reverse mortgage enables the homeowner to receive periodic payouts or a lump sum against the property's value while continuing to live in the house.

Home loan outstanding at retirement: Should you repay it or choose a reverse mortgage?

The two options are meant for different situations. You should evaluate both options in the context of your retirement income,…

August 4, 2026 16:17 IST

One job loss, many financial consequences: What really happens after your salary stops

Losing a job affects much more than your monthly income. It can disrupt EMIs, retirement planning, children’s education, investments and…

July 20, 2026 21:31 IST

Naresh Bhardwaj, 45, built his retirement plan around PPF and NPS.

No Stocks. No Mutual Funds. No Crypto. Yet He’s Set to Retire at 50 With Over Rs 3 Crore

How a 45-year-old Master’s in English beat Finance graduates in wealth building, with his plan to retire at 50 in…

July 16, 2026 13:50 IST

Retirement age is losing relevance in India. Here's why

Retirement at 60 is losing meaning in India. Here’s what’s changing

Retirement is no longer defined by turning 58 or 60. Longer life expectancy, changing work patterns, the rise of the…

July 13, 2026 20:58 IST

The Day Nobody Needs Your Business Card

In this editio of Live to 100, we explore how retirement often means losing a professional identity, but it can…

July 4, 2026 05:19 IST

The Marriage After the Children Leave

In this edition of Live to 100, we discover how couples can rediscover love and companionship after children leave home,…

June 20, 2026 09:13 IST

Think you're on track for retirement? These 3 numbers will tell the truth

A Rs 5 crore retirement corpus can fail: These 3 numbers decide if your money will last

The story argues that retirement readiness depends on three often-overlooked numbers—future expenses, retirement duration, and annual withdrawal rate. Through expert…

June 18, 2026 18:43 IST

How financially healthy is your family? Check these 5 numbers once a year

The 5 financial numbers every family should track once a year

Most people know their salary, bank balance, or mutual fund returns. But do they know their net worth, savings rate,…

Updated: June 17, 2026 19:31 IST

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