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New Labour Code bonus rule: Rs 7,000 calculation base – Know what it means

Employees earning above Rs 7,000 a month may still be eligible for bonus. Here’s what the new Labour Code says…

September 4, 2026 13:31 IST

Retirement planning: Why your corpus needs 3 buckets, not just FDs

Retirement can last 30 years. Why your money needs 3 buckets, not just FDs

Retirement can last 20–30 years, so keeping the entire corpus in FDs may not be enough. A three-bucket strategy can…

August 19, 2026 16:09 IST

Emergency fund planning: Is a sweep-in FD smarter than a savings account?

Emergency fund: Your money needs to be safe, liquid and earn more. Can one product do all three?

A sweep-in FD can help your emergency money earn more than a savings account while keeping it accessible. But should…

August 12, 2026 13:10 IST

India's retirement paradox: Saving more doesn't guarantee a comfortable retirement

India’s retirement paradox: Saving more may still not be enough

Saving regularly for retirement is important, but it may not be enough. Here’s why inflation, late starts, low returns and…

August 11, 2026 06:16 IST

One job loss, many financial consequences: What really happens after your salary stops

Losing a job affects much more than your monthly income. It can disrupt EMIs, retirement planning, children’s education, investments and…

July 20, 2026 21:31 IST

Naresh Bhardwaj, 45, built his retirement plan around PPF and NPS.

No Stocks. No Mutual Funds. No Crypto. Yet He’s Set to Retire at 50 With Over Rs 3 Crore

How a 45-year-old Master’s in English beat Finance graduates in wealth building, with his plan to retire at 50 in…

July 16, 2026 13:50 IST

Think you're on track for retirement? These 3 numbers will tell the truth

A Rs 5 crore retirement corpus can fail: These 3 numbers decide if your money will last

The story argues that retirement readiness depends on three often-overlooked numbers—future expenses, retirement duration, and annual withdrawal rate. Through expert…

June 18, 2026 18:43 IST

Should salaried employees have more say over how their own money is used?

As new labour codes push a larger share of salaries into mandatory retirement savings, many salaried employees may find themselves…

May 28, 2026 17:31 IST

Why retirement security in India depends heavily on where you worked

Where you work shapes your retirement more than how much you earn

Two Indians may work equally hard for decades, yet retire into completely different financial realities. From starting salaries and inflation-linked…

May 15, 2026 19:50 IST

Rs 2 lakh monthly spend today needs Rs 40 crore at retirement — Here's the math by expert

Rs 2 lakh monthly spend today needs Rs 40 crore after 20 years on retirement? Wealth expert explains

A wealth management expert’s retirement calculation sparked fierce debate online. His detailed breakdown reveals why comfortable retirement in metro India…

April 30, 2026 16:26 IST