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  1. Business News
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  3. retirement corpus

retirement corpus

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Building a retirement corpus is only half the exercise. Once retirement begins, the order and source of withdrawals can influence how long that money lasts.
Retirement at 60, but what about 80? 6 costs your corpus may not cover

A retirement corpus may look comfortable at 60—and still fall short at 80. The reason: ageing brings expenses most plans…

October 9, 2026 05:17 IST
New Labour Code bonus rule: Rs 7,000 calculation base - Know what it means
New Labour Code bonus rule: Rs 7,000 calculation base – Know what it means

Employees earning above Rs 7,000 a month may still be eligible for bonus. Here’s what the new Labour Code says…

September 4, 2026 13:31 IST
Retirement planning: Why your corpus needs 3 buckets, not just FDs
Retirement can last 30 years. Why your money needs 3 buckets, not just FDs

Retirement can last 20–30 years, so keeping the entire corpus in FDs may not be enough. A three-bucket strategy can…

August 19, 2026 16:09 IST
Emergency fund planning: Is a sweep-in FD smarter than a savings account?
Emergency fund: Your money needs to be safe, liquid and earn more. Can one product do all three?

A sweep-in FD can help your emergency money earn more than a savings account while keeping it accessible. But should…

August 12, 2026 13:10 IST
India's retirement paradox: Saving more doesn't guarantee a comfortable retirement
India’s retirement paradox: Saving more may still not be enough

Saving regularly for retirement is important, but it may not be enough. Here’s why inflation, late starts, low returns and…

August 11, 2026 06:16 IST
One job loss, many financial consequences: What really happens after your salary stops
One job loss, many financial consequences: What really happens after your salary stops

Losing a job affects much more than your monthly income. It can disrupt EMIs, retirement planning, children’s education, investments and…

July 20, 2026 21:31 IST
Naresh Bhardwaj, 45, built his retirement plan around PPF and NPS.
No Stocks. No Mutual Funds. No Crypto. Yet He’s Set to Retire at 50 With Over Rs 3 Crore

How a 45-year-old Master’s in English beat Finance graduates in wealth building, with his plan to retire at 50 in…

July 16, 2026 13:50 IST
Think you're on track for retirement? These 3 numbers will tell the truth
A Rs 5 crore retirement corpus can fail: These 3 numbers decide if your money will last

The story argues that retirement readiness depends on three often-overlooked numbers—future expenses, retirement duration, and annual withdrawal rate. Through expert…

June 18, 2026 18:43 IST
Should salaried employees have more say over how their own money is used?
Should salaried employees have more say over how their own money is used?

As new labour codes push a larger share of salaries into mandatory retirement savings, many salaried employees may find themselves…

May 28, 2026 17:31 IST
Why retirement security in India depends heavily on where you worked
Where you work shapes your retirement more than how much you earn

Two Indians may work equally hard for decades, yet retire into completely different financial realities. From starting salaries and inflation-linked…

May 15, 2026 19:50 IST
Rs 2 lakh monthly spend today needs Rs 40 crore at retirement — Here's the math by expert
Rs 2 lakh monthly spend today needs Rs 40 crore after 20 years on retirement? Wealth expert explains

A wealth management expert’s retirement calculation sparked fierce debate online. His detailed breakdown reveals why comfortable retirement in metro India…

April 30, 2026 16:26 IST
Why your 'later' retirement plan is shrinking your future wealth (AI-generated image from Gemini)
Not Rs 1 crore, Not Rs 2 crore: The real math behind a stress-free retirement in India

Building a secure retirement is not about big moves—it’s about getting the small things right over time. From consistency and…

March 19, 2026 05:30 IST
Pragmatic lessons for a more secure retirement. (AI generated image from Gemini)
Stop working at 50: Why Indian professionals are ditching the 60-year retirement model

What if retirement did not have to begin at 60? The Financial Independence, Retire Early (FIRE) Movement is challenging traditional…

March 7, 2026 05:30 IST
How to build a diversified fixed-income portfolio beyond FDs in 2026
How to build a diversified fixed-income portfolio beyond FDs in 2026

Relying only on fixed deposits may no longer be enough in a rising inflation and high-tax environment. Experts suggest that…

February 25, 2026 08:33 IST
Is Rs 1 crore enough to retire in India? How long it may last in FD, SWP, annuity
Is Rs 1 crore enough to retire in India? How long it may last in FD, SWP, annuity after adjusting for inflation

Is Rs 1 crore enough to retire in India? A new study compares how long a ₹1 crore corpus may…

February 23, 2026 12:32 IST
How Rs 10 lakh can turn into Rs 1 lakh monthly income with this 20-20 SWP plan
Invest Rs 10 lakh, earn Rs 1 lakh every month: How this ’20-20 plan’ using SIP + SWP can work for you

Can a one-time Rs 10 lakh investment help you generate Rs 1 lakh monthly income for 20 years? This detailed…

February 16, 2026 20:04 IST
Mastering the retirement glide path: How to protect your Rs 1.6 crore nest egg from last-minute market shocks. (AI generated image from Gemini)
Forget complicated products: The simple 2-bucket strategy for a stress-free retirement

You save every month, increase your SIPs when your salary rises and stay invested for years — yet many people…

February 6, 2026 05:30 IST
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