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Twelve Years of PMJDY: Moving from Financial Access to Economic Empowerment

PMJDY: From financial inclusion to financial empowerment

Over the past 12 years, Pradhan Mantri Jan-Dhan Yojana (PMJDY) transformed India’s welfare and payments architecture, empowering millions through formal…

August 28, 2026 17:29 IST

PM Jan Dhan Yojana at 12: How World’s Largest Financial Inclusion Drive Redrew India’s Economy

Twelve years on, Jan Dhan Yojana stands as the world’s largest financial inclusion drive

Department of Financial Services Secretary Sanjay Lohiya reflects on 12 years of Pradhan Mantri Jan Dhan Yojana, highlighting 590 million…

August 28, 2026 01:05 IST

Jan Dhan Milestone: Total Deposits Cross ₹3 Lakh Crore as Average Account Balance Hits Record ₹5,233

PMJDY average balance rises to Rs 5,233

Pradhan Mantri Jan Dhan Yojana (PMJDY) has achieved a major milestone with total deposits surpassing ₹3.03 lakh crore as of…

March 26, 2026 21:17 IST

India’s decade of transformation under Modi

Back in 2014, the Sensex hovered around 24,700 and the Nifty at 7,350. Today, they stand at nearly 82,000 and…

September 17, 2025 13:27 IST

10 years of Jan Dhan Yojana: Re-KYC mandatory for most account holders

Jan Dhan Yojana: Re-KYC mandatory for most account holders — Here’s how to update your Jan Dhan account

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in 2014 and approximately 56 crore PMJDY accounts have been opened…

August 6, 2025 12:34 IST

Pradhan Mantri Jan Dhan Yojana, PMJDY, money, aadhaar, DBT

Jan Dhan bank balance moderates marginally to Rs 2.62 lakh crore

PMJDY deposits dipped slightly to Rs 2.62 lakh crore as of July 23, while total accounts rose to 559.8 million.…

August 3, 2025 22:49 IST

jan dhan, money, PMJDY scheme, Pradhan Mantri Jan Dhan Yojana, cash scheme

Jan Dhan deposits rise to Rs 2.63 lakh crore

Jan Dhan deposits hit a record Rs 2.63 lakh crore as of April 2025, with average per-account balance at Rs…

April 20, 2025 22:11 IST

The government must ensure no one is denied bank access through no fault of their own. (Image Source: freepik)

The KYC crisis

Govt needs to take responsibility as nobody should be denied access to bank accounts for no fault of their own

March 6, 2025 03:00 IST

PM Jan Dhan Yojana: Overdraft facility of Rs 10000, accident insurance up to … | Check other hidden benefits of PMJDY

PM Jan Dhan Yojana provides financial inclusion through features like a Rs 10,000 overdraft facility, accident insurance up to Rs…

December 28, 2024 21:53 IST

EXPLAINER | Why wooing women pays in elections

Women’s queues were far longer than those of their male counterparts in the recently concluded Assembly polls in Maharashtra and…

November 29, 2024 02:00 IST

PM Jan Dhan Yojana account holders alert! THESE bank accounts are due for re-KYC – Check details

The PMJDY was launched in 2014 and approximately 10.5 crore PMJDY accounts were opened in mission mode during the period…

November 12, 2024 15:46 IST

10 years of Jan Dhan Yojana: How much money is deposited in 53 crore bank accounts? Know what makes Modi govt's flagship scheme special

10 years of Jan Dhan Yojana: How much money is deposited in 53 crore bank accounts? What makes this scheme so special

Pradhan Mantri Jan Dhan yojana: Average deposit per PMJDY account is Rs 4,352 as on 14th August. There has been…

August 28, 2024 15:01 IST

Banking the unbanked: Jan Dhan@10

Effectively, after solving the challenge of being the most unbanked nation 10 years ago — the proportion of banked adults…

August 28, 2024 03:30 IST

RuPay transactions likely to rise at 20% CAGR in three years

Transaction volumes are expected to hit 3.2 billion by 2025-26 (April-March) from 1.8 billion in 2022-23, a report by Pine…

Updated: June 8, 2023 08:23 IST

PMJDY: Rs 10,000 overdraft facility and other details to know as the scheme completes 8 years

PMJDY provides an avenue to the poor to bring their savings into the formal financial system.

August 28, 2022 17:50 IST

The net deposits haven’t dropped even after the easing of localised curbs, imposed in the wake of the third Covid wave, that opened up avenues of spending since late February. The latest Jan Dhan balance was also way above the pre-pandemic level of Rs 1.17 trillion (in the first week of March 2020).

Balance in no-frills accounts hits Rs 1.68 trillion: Jan Dhan deposits hit record, belie concerns of wide-scale rural distress

On March 25, 2020, when a Covid-induced lockdown was imposed across India, net deposits were to the tune of Rs…

April 25, 2022 03:45 IST

Bank Fixed Deposits, savings account, current account, fixed deposit, SBI, PMC BANK, Deposit Insurance and Credit Guarantee Corporation (DICGC), deposit insurance,

Recipient’s consent for cash deposit will curb black money; illegal deposits

Industry sources say that by putting these checks and balances, the government will be able to curb the illegal movement…

August 21, 2019 21:09 IST

Deposits in Jan Dhan accounts cross Rs 30,000 crore

Deposits in accounts opened under the government’s flagship financial inclusion programme — Pradhan Mantri Jan Dhan Yojana (PMJDY) — have…

January 22, 2016 22:30 IST

Pradhan Mantri Jan Dhan Yojana

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