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  1. Business News
  2. About
  3. post office savings

Post Office Savings

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For most retirees, using a mix of products is often a better approach than relying on just one. SCSS can provide the main source of income.
Senior Citizens’ Savings Scheme (SCSS) maturing in 2026? Here are the best reinvestment options

SCSS maturing in 2026? Explore the best reinvestment options, including SCSS extension, bank FDs, POMIS, and debt funds. Compare returns,…

June 25, 2026 19:10 IST
The sovereign guarantee attached to the PPF assumes even greater importance during periods of uncertainty.
Your PPF account is nearing maturity. Should you withdraw, extend, or reinvest?

For investors who do not require immediate liquidity, extending the account in blocks of five years is often a prudent…

June 16, 2026 17:27 IST
Whether maturity proceeds should be reinvested in SCSS or invested elsewhere depends on the prevailing SCSS interest rates, along with the financial goals, risk appetite and investment horizon of the senior citizen.
Senior Citizens Savings Scheme (SCSS): How much a couple can earn from a Rs 50 lakh investment?

SCSS continues to be an attractive fixed-income option for senior citizens because of its sovereign backing, predictable returns and high…

June 4, 2026 07:35 IST
When extending SCSS is a bad idea
Senior Citizen Savings Scheme renewal: Attractive 8.2% returns, but extending after 5 years is not a good idea

Senior Citizen Savings Scheme extension may not always be the best option. Understand taxation, liquidity risks, and opportunity costs.

May 22, 2026 18:46 IST
PPF investment calculator
PPF investment calculator: What Rs 1.5 lakh yearly from age 25 can grow to by 40, 50 and 60?

Calculate how much Rs 1.5 lakh yearly investment in PPF from age 25 can grow to by 40, 50 and…

May 15, 2026 18:01 IST
Post Office savings account rules change: Customers can now access this new facility
Post Office savings account rules change: Customers can now access this new facility

The Department of Posts has introduced personalised cheque books for Post Office Savings Account holders from May 8, 2026. The…

May 13, 2026 14:34 IST
Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide
Senior Citizens Savings Scheme: Earn Rs 12.30 lakh interest on Rs 30 lakh deposit — Full Post Office SCSS guide

The Senior Citizens Savings Scheme (SCSS), offered by India Post, provides a simple and reliable way to secure a regular…

October 29, 2025 23:47 IST
National Savings Scheme: Are senior citizens exempt from paying tax on NSS withdrawals?
National Savings Scheme: Are senior citizens exempt from paying tax on NSS withdrawals?

The NSS is a government-backed savings scheme, which offers safe investment options and assured returns. This scheme was launched specifically…

April 15, 2025 16:30 IST
Centre aims to make post offices key to rural India’s financial growth
Centre aims to make post offices key to rural India’s financial growth

To modernise and equip post offices, the government has invested Rs 5,700 crore in IT infrastructure. This includes 1.4 lakh…

December 5, 2024 21:52 IST
Top 5 Post Office schemes for women with up to 8.2% annual returns - Check details
Top 5 Post Office schemes for women with up to 8.2% annual returns – Check details

Take a look at these 5 post office schemes that are perfect for women investors, offering security and good returns…

November 13, 2024 12:13 IST
Fixed Deposits vs Post Office Savings Schemes: Where should you invest for higher returns?
Fixed Deposits vs Post Office Savings Schemes: Where should you invest for higher returns?

Post Office Savings Schemes give you several options where you can earn similar or even higher returns than fixed deposits…

October 24, 2024 16:49 IST
Senior Citizens Savings Scheme: You can earn Rs 61,500 interest quarterly by investing in this retirement plan
Senior Citizens Savings Scheme: You can earn Rs 61,500 in interest quarterly by investing in this retirement plan – Here’s how

Senior Citizens Savings Scheme (SCSS) account can be opened with a minimum deposit of Rs 1000 in the multiples thereof,…

August 20, 2024 13:50 IST
Interest rates on PPF, NSC, SCSC, Sukanya scheme: Small savings schemes rates for July-Sept 2024 announced - Details
Interest rates on PPF, NSC, SCSC, Sukanya scheme: Small savings schemes rates for July-Sept 2024 announced – Details

The Centre has maintained a status quo on interest rates for post office small savings schemes like PPF, KVP, NSC,…

June 29, 2024 16:15 IST
Bonds Vs Fixed Deposits Vs Post Office Schemes: Liquidity, risks and returns compared!
Bonds Vs Fixed Deposits Vs Post Office Schemes: Liquidity, risks and returns compared!

Bonds offer high returns but entail additional risk. FDs, on the other hand, offer relatively lower but guaranteed returns.

May 23, 2024 17:43 IST
Invest in post office savings schemes to save tax and get good returns in FY2024-25
Invest in post office schemes to save tax and get good returns in FY2024-25

Investing in post office savings schemes not only helps individuals save taxes but also provides them with the opportunity to…

April 1, 2024 09:30 IST
Post Office Recurring Deposit interest rate, Post Office RD interest rate, Post Office Recurring Deposit interest rate july septemebr 2023
Post Office Recurring Deposit (RD) Interest Rate July-September 2023: Get 6.5% interest on RD now

Post Office Recurring Deposit (RD) Interest Rate July-September 2023: The interest rate of the 5-year Post Office Recurring Deposit (RD)…

Updated: June 30, 2023 18:27 IST
KVP interest rate July September 2023
Kisan Vikas Patra (KVP) Interest Rate for July-September 2023 declared. Details here

Kisan Vikas Patra (KVP) Interest Rate July-September 2023: The KVP interest rate for the July-September quarter of FY 2023-24 announced…

Updated: June 30, 2023 19:15 IST
POMIS Interest Rate July September 2023
Post Office Monthly Income Scheme (POMIS) Interest Rate for July-September 2023 announced. Details here

Post Office Monthly Income Scheme (POMIS) Interest Rate July-September 2023: The POMIS interest rate for the July-September quarter of FY…

Updated: June 30, 2023 19:10 IST
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