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This authorization will benefit 3.20 crore beneficiaries in all 36 States and UTs.

Govt renames pension schemes, relaxes disability criteria: What beneficiaries should know

The Centre has approved the renaming of the National Social Assistance Programme and its pension schemes, along with relaxed disability…

October 16, 2026 16:00 IST

DA hike before Diwali? Central govt employees await 3% increase, 3-month arrears

Central government employees and pensioners are waiting for the July 2026 DA and DR hike ahead of Diwali on November…

October 16, 2026 15:44 IST

Pension (EPS) membership is mandatory if your basic pay plus DA is up to Rs 25,000 when you join, or if you've contributed to EPS before. Your establishment must have 20 or more employees.

EPS pension rules: You earn Rs 25,000+, but may still get no pension — here’s why

EPS pension rules have changed after the EPF wage ceiling hike. Find out who gets pension benefits and who is…

October 5, 2026 18:51 IST

Inflation is one of the most significant challenges in retirement planning, particularly because retirement can extend over 25–30 years.

Pension, rent, or SWP: Which income stream stays useful for a 25-year retirement?

Pension, rent or SWP: What happens to your retirement income when inflation keeps rising? A Rs 50,000 monthly income today…

October 2, 2026 21:08 IST

The previous generation had risks too, but the modern defined-contribution investor has to actively manage more of these risks rather than receiving a predetermined pension.

Your parents had FDs and pensions. You have SIPs and NPS. Who has the safer retirement?

Retirement planning has shifted from guaranteed pension income to building and managing a corpus. What does this mean for investors…

September 25, 2026 19:18 IST

Banks to remain open on Sunday ahead of 3-day strike

Bank strike impact: Early September salary for govt employees announced — Key dates

Public banks to go on strike from Sept 28-30. Central govt employees to get salary by Sept 25.

September 24, 2026 16:52 IST

Wage ceiling for mandatory EPF raised to Rs 25,000

The Union Cabinet approved raising the EPFO wage ceiling to Rs 25,000 per month, expanding mandatory social security coverage to…

Updated: September 17, 2026 07:14 IST

The service is also expected to be available in multiple Indian languages, making pension products easier to understand and access through a simplified digital onboarding process.

PFRDA plans UPI-based pension accounts for informal workers: How the new system may work

PFRDA is working on a simplified digital pension enrolment system that could allow informal workers to open accounts through their…

September 16, 2026 16:26 IST

The Ministry of Labour and Employment notified a wage ceiling of Rs 15,000 per month on 29 May 2026 under clause (89) of section 2 of the Code on Social Security, 2020, for the purposes of Chapter III of the Code.

Higher EPFO pension: Who is eligible, who benefits, and what are the rules now?

The higher-pension option principally affects the allocation of the relevant retirement contribution between EPF and EPS. It does not mean…

September 10, 2026 20:14 IST

As per PFRDA, a platform aggregator refers to an online marketplace or digital platform that enables buyers or users to connect with platform service partners to access or avail services offered through the platform.

No minimum NPS investment limit for these individuals: Know who can enrol and how the rules work

Overall, NPS e-Shramik is an important step towards making retirement planning more inclusive. Its biggest differentiator is that it adapts…

August 14, 2026 17:50 IST

EPFO 36-month pension withdrawal wait: Govt tells Parliament what it is doing to ease hardship

EPFO has extended the waiting period for EPS withdrawal to 36 months. Here’s what the government told Parliament and how…

August 12, 2026 18:22 IST

Any changes coming to the Unified Pension Scheme? Govt finally responds in Lok Sabha

Will govt make changes to or replace Unified Pension Scheme? Here’s what Parliament was told

The Centre has told Parliament that there is no proposal to modify or replace the Unified Pension Scheme (UPS), despite…

Updated: August 6, 2026 18:37 IST

The Employees' Pension Scheme (EPS), 2026, notified under the Code on Social Security, 2020, broadly retains the withdrawal benefit framework that existed under the earlier EPS, 1995.

EPS Scheme 2026: Know when you can claim a lump-sum withdrawal and when you can’t

Short career breaks do not necessarily break pensionable service, but failure to transfer previous EPS records can create gaps in…

July 17, 2026 17:44 IST

From the EPF interest rate and contribution structure to the wage ceiling and retirement benefits, here's what stays the same, what has changed, and how the new scheme could affect you as a salaried employee.

New EPF Scheme 2026 in effect: Will employees contribute more? Is the Rs 1,000 EPS pension being revised?

The Employees’ Provident Fund (EPF) Scheme, 2026, is more of a structural and administrative reform than a financial one for…

July 2, 2026 13:14 IST

CEA bats for sustainable pension system

Chief Economic Adviser V. Anantha Nageswaran emphasizes the need for a sustainable, inclusive pension system in India to prepare for…

June 30, 2026 19:10 IST

Government reiterates family pension rules after concerns over differing procedures

Family pension rules: Govt issues fresh instructions to ensure uniform processing – check details

The government has asked all departments and units to follow a uniform process while finalising family pension cases, after concerns…

June 23, 2026 14:32 IST

Employees should treat their EPS records as long-term retirement documents rather than routine payroll records.

EPFO pension rules: What happens to your EPS pension in case of death, disability or early retirement?

Many employees assume that every EPF member automatically becomes an EPS member. This is no longer the case. Employees joining…

June 19, 2026 12:57 IST

If your EPS service records are missing, these documents can make the restoration process much smoother - UAN passbook, Form 13, past employer details and Joint employer verification, if required.

PF transfer done, EPS left behind? It may hurt your pension eligibility

The EPS pension depends on total consolidated service. If records are not linked across jobs and fall below the 10-year…

June 5, 2026 18:38 IST

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