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The PFRDA has also capped the number of schemes that a Pension Fund can offer and for launching new schemes, Pension Funds will need prior approval from the PFRDA.

NPS schemes to get new names, risk categories; PFRDA gives pension funds 30 days to comply

The circular aims to make the NPS investment options easier for subscribers to understand, including Lifecycle variants, wherever applicable.

September 7, 2026 19:51 IST

NPS annuity explained: 5 pension options compared on payout, spouse and nominee benefits

NPS annuity: Compare 5 pension options before choosing your retirement income

Choosing an NPS annuity is not just about getting the highest monthly pension. The option you pick can decide how…

September 4, 2026 15:09 IST

The Pension Fund Regulatory and Development Authority (PFRDA) has standardized the charges that Point of Presence (PoP) providers impose on subscribers of the National Pension System (NPS) and NPS Lite.

Using e-NPS? You may not have to pay these NPS charges—but there’s a catch

The Central Recordkeeping Agencies will implement the unified charge structure and deduct applicable charges from the third quarter (Q3) of…

August 31, 2026 14:19 IST

Scheme E is the equity-oriented asset class under the National Pension System (NPS), designed to provide long-term capital appreciation by investing predominantly in equity and equity-related instruments.

NPS Scheme E: Which pension fund manager delivered the best returns over 10 years?

Even within the regulatory framework governing NPS investments, fund managers can differ meaningfully in portfolio construction, sector weights, stock selection,…

August 27, 2026 20:01 IST

NPS can now look like an equity fund. But there's one big catch

Your NPS can now be 100% equity. So why not ditch mutual funds?

Having EPF, NPS and mutual funds does not automatically mean you have a diversified portfolio. With NPS now allowing up…

August 27, 2026 06:34 IST

Anyone eligible to open an NPS account can open a Tier I account, which is the primary retirement-savings account. A Tier II account can only be opened if you already have an active Tier I account.

NPS Tier I vs Tier II: Key taxation rules and differences you need to know

NPS Tier II offers greater liquidity compared with Tier I, as account holders can make partial or full withdrawals at…

August 20, 2026 10:41 IST

As per PFRDA, a platform aggregator refers to an online marketplace or digital platform that enables buyers or users to connect with platform service partners to access or avail services offered through the platform.

No minimum NPS investment limit for these individuals: Know who can enrol and how the rules work

Overall, NPS e-Shramik is an important step towards making retirement planning more inclusive. Its biggest differentiator is that it adapts…

August 14, 2026 17:50 IST

OPS comeback: Centre says states can decide, rules out revival for Central Government employees

Old Pension Scheme comeback: Centre says states can decide OPS restoration; what it means for govt employees

The Centre has ruled out any move to restore the Old Pension Scheme for Central Government employees, saying OPS restoration…

August 11, 2026 17:16 IST

Corporate NPS AUM has grown at a faster pace of 25%, whereas the subscriber base has grown at around 20%, highlighting the increasing adoption of NPS among salaried and private-sector employees.

Paying more tax under the new regime? Here’s how corporate NPS can help salaried employees save

Simply joining Corporate NPS does not, by itself, reduce or affect an employee’s gratuity, EPF benefits, bonus or other statutory…

August 10, 2026 16:51 IST

While the headline-grabbing feature is the option of investing in schemes with up to 100% equity, the more fundamental change lies in how NPS itself is now structured.

NPS gets its biggest makeover yet. How 100% equity is changing retirement planning?

The National Pension System (NPS) is evolving beyond a traditional pension product. With the introduction of the Multiple Scheme Framework…

August 6, 2026 21:30 IST

How much pension does Rs 1 crore of NPS corpus generate under different annuity options?

Here’s a detailed comparison of the available annuity choices and the pension they can generate to help you make a…

Updated: August 6, 2026 19:54 IST

NPS vs mutual funds: How the same monthly investment could grow to Rs 5.17 crore instead of Rs 3.56 crore

NPS vs mutual funds: How Corporate NPS creates a Rs 1.61 crore bigger retirement corpus in 25 years

Can the same monthly retirement investment create a much bigger corpus without earning higher returns? A PPFAS Pension presentation compares…

August 5, 2026 16:25 IST

A disciplined investment approach, supported by periodic reviews rather than frequent changes, is generally more effective for building a retirement corpus.

When should NPS subscribers change their pension fund managers?

A switch can improve long-term compounding if an investor moves from a consistently underperforming fund manager to one that has…

August 3, 2026 16:53 IST

Young investors up to the age of 45 may preferably opt for Active Choice, provided they understand investment risks and are seeking higher growth potential.

NPS retirement planning: Don’t reduce equity too early. Here’s when to do it

It’s natural for investors approaching retirement to become more cautious about market volatility. However, the key question is: At what…

July 30, 2026 18:58 IST

NPS PRIDE-DISHA is aimed at helping subscribers make better retirement planning decisions by providing transparent, standardised and easy-to-understand performance comparisons of pension funds.

PFRDA launches NPS PRIDE-DISHA: Know how the new pension fund comparison tool works

Unlike traditional point-to-point return comparisons, NPS PRIDE-DISHA allows members to see how their retirement funds would have grown under various…

July 17, 2026 14:36 IST