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  1. Business News
  2. About
  3. loan repayment

Loan repayment

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A retiree with no credit history can still qualify for an emergency loan.
Need an emergency loan after retirement? Here’s what happens if you don’t have a CIBIL history

What lenders tend to focus on instead is the income left over after the EMI is paid, since that’s what…

July 20, 2026 19:46 IST
Personal Finance Q&A: Loan Against FD, Shifting Education Loans, and Home Loan Co-Borrowing Explained
Your Queries on Loans: You can take overdraft of up to 90% of bank FD value

Get expert answers to critical personal finance queries on loan against fixed deposits, converting credit card debt to EMIs, and…

June 26, 2026 20:50 IST
A missed EMI can remain on your credit report for up to seven years from the date of delinquency. Even if the overdue amount is cleared later, the record of the payment does not disappear immediately.
Can one missed EMI hurt your credit score? Here’s what borrowers should know

Going forward, borrowers should ensure there are sufficient funds available for auto-debit payments and regularly monitor account activity. They should…

June 17, 2026 13:25 IST
Credit score dropped to 480 after PAN fraud: What every taxpayer must check
Fraudsters took Rs 22 lakh loans using individual’s PAN; credit score crashed — how to avoid such frauds

A Rs 22 lakh loan fraud using a stolen PAN highlights how easily your credit score can collapse. Experts warn…

April 6, 2026 18:58 IST
Loan Management 101: Navigating Sabbaticals, Securing Car NOCs, and Penalty-Free Home Loan Repayments
Your loan queries answered: Get an earning co-borrower for your education loan

Chaitali Dutta answers key personal finance queries on securing education loans for an MBA sabbatical, obtaining car loan NOCs online…

February 6, 2026 22:23 IST
LenDen Club’s loan disbursals rebound post RBI reset

Under the revised guidelines, the RBI prohibited P2P lending platforms from taking on any credit risk, offering credit enhancement or…

Updated: January 19, 2026 22:31 IST
The credit card lie: How credit became a status symbol and debt went invisible. (Image Source: Gemini)
That metal card isn’t success, it’s bait: The truth about credit card status

Credit can buy you things, but it cannot buy you balance. Status built on debt is not status at all.…

October 26, 2025 05:30 IST
Dream home or death knell?
Young India’s dilemma – Dream home or death knell?

Young Indians are falling in the trap of lifetime debt, thanks to the urge to give in to the FOMO…

August 27, 2025 05:00 IST
Holiday loans are sold as convenience, but they are really a trap that eats into your future. (This is an AI generated image)
The holiday loan trap: How your dream vacation becomes a financial nightmare

One swipe for tickets, one click for hotels, one small EMI for meals abroad. That is how holiday debt creeps…

Updated: August 18, 2025 18:08 IST
personal loan smallcap stock investment
Took a small loan, invested in smallcaps, up 40% in 8 months. Personal achievement or disaster?

Saw a post saying, “Took a loan. Made 40% in stocks.” Everyone liked it. No one asked what happens if…

August 5, 2025 05:30 IST
EMI, loans, money, Home Loans, credit card, loan against property
Advance EMIs reduce loan outstanding; your queries answered

Got questions on home loans, credit card EMIs, CIBIL reports, or loan against property? This Q&A covers advance EMIs, PAN…

July 25, 2025 23:46 IST
Why more and more young borrowers are defaulting on loans in Tier 3 cities and rural India
Why young borrowers are defaulting on loans in Tier 3 cities and rural India

Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and…

July 21, 2025 12:26 IST
Reliance Infra settles Rs 273 crore JR Toll Road loan with Yes Bank, clears all dues
Reliance Infra settles Rs 273 crore JR Toll Road loan with Yes Bank

Reliance Infrastructure has fully settled a Rs 273 crore loan taken by its subsidiary JR Toll Road from Yes Bank,…

Updated: June 23, 2025 10:45 IST
For unresolved ITR processing, discover how to check status and raise grievances on the Income Tax portal. (Image Source: Twitter)
Your queries: Loans – Cannot file ITR after belated return cut-off

Missed an ITR filing deadline? Learn about your options, from belated returns to updated ITR (ITR-U), and when they apply.

June 20, 2025 19:01 IST
HDFC Bank dividend 2025, HDFC Bank record date, HDFC Bank AGM 2025
Inside the HDFC Bank controversy: A timeline of fraud allegations, loan default and legal battle

What began as a decades-old loan dispute has now escalated into serious fraud allegations against HDFC Bank’s Managing Director and…

Updated: June 9, 2025 13:07 IST
money, tax, loan, education loans, EMI, money, personal loan, interest rates
Pre-pay personal loan to reduce interest outgo; Your queries answered

Planning to pre-pay your personal loan or take a home, education, or gold loan? Get expert answers on foreclosure benefits,…

May 16, 2025 21:00 IST
RBI Exposes Banks' 'Unfair Practices': Lenders levy interest on loans from date of sanction, not disbursement
RBI exposes banks’ ‘unfair practices’, says some lenders levy interest on loans from date of sanction, not disbursement

The apex bank has warned regulated entities (REs) against charging of interest from the date of loan sanction and not…

April 30, 2024 16:12 IST
loan, loan interest, interest rate, loan EMI, EMI amount, EMI tenure, number of installments floating rate of interest, fixed rate of interest
Shocked by sudden change in EMI amount? Banks can do it without informing you, says NCDRC

The National Consumer Disputes Redressal Commission has observed that a bank needn’t require to inform its borrowers about the increase…

December 20, 2022 16:16 IST
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Explainer: Transaction charges for UPI use – what changes, and what doesn’t
Explainer: Transaction charges for UPI use – what changes, and what doesn’t
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The Lok Sabha passed a Bill allowing the government to impose a fee on UPI and other electronic payments. While the government assures that most transactions will remain free, there are concerns about the impact on India’s popular payment mode.

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