What lenders tend to focus on instead is the income left over after the EMI is paid, since that’s what…
Get expert answers to critical personal finance queries on loan against fixed deposits, converting credit card debt to EMIs, and…
Going forward, borrowers should ensure there are sufficient funds available for auto-debit payments and regularly monitor account activity. They should…
A Rs 22 lakh loan fraud using a stolen PAN highlights how easily your credit score can collapse. Experts warn…
Chaitali Dutta answers key personal finance queries on securing education loans for an MBA sabbatical, obtaining car loan NOCs online…
Under the revised guidelines, the RBI prohibited P2P lending platforms from taking on any credit risk, offering credit enhancement or…
Credit can buy you things, but it cannot buy you balance. Status built on debt is not status at all.…
Young Indians are falling in the trap of lifetime debt, thanks to the urge to give in to the FOMO…
One swipe for tickets, one click for hotels, one small EMI for meals abroad. That is how holiday debt creeps…
Saw a post saying, “Took a loan. Made 40% in stocks.” Everyone liked it. No one asked what happens if…
Got questions on home loans, credit card EMIs, CIBIL reports, or loan against property? This Q&A covers advance EMIs, PAN…
Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and…
Reliance Infrastructure has fully settled a Rs 273 crore loan taken by its subsidiary JR Toll Road from Yes Bank,…
Missed an ITR filing deadline? Learn about your options, from belated returns to updated ITR (ITR-U), and when they apply.
What began as a decades-old loan dispute has now escalated into serious fraud allegations against HDFC Bank’s Managing Director and…
Planning to pre-pay your personal loan or take a home, education, or gold loan? Get expert answers on foreclosure benefits,…
The apex bank has warned regulated entities (REs) against charging of interest from the date of loan sanction and not…
The National Consumer Disputes Redressal Commission has observed that a bank needn’t require to inform its borrowers about the increase…