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Does paying only the minimum due on your credit card affect your credit score?

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains…

July 15, 2025 16:42 IST

Do you use a credit card? These 7 simple habits can improve your credit score quickly

Nowadays, a credit card is not just a payment tool, it is the key to your financial health and future…

June 6, 2025 17:16 IST

Hard inquiry on your credit report? Here’s how it spoils your score

When you apply for any type of loan or credit card, you allow the bank or financial institution to check…

Updated: March 7, 2025 12:42 IST

What factors affect your credit score the most? Ways to improve it

How to improve credit score? Understanding the key factors like credit mix, utilisation, and errors on your credit report can…

January 29, 2025 11:46 IST

Credit Score and CIBIL Score not the same - Know why

CIBIL Score Vs Credit Score: There is a difference – Explained

Credit score is a measure of a person’s ability to repay a loan. This means that when you take a…

October 1, 2024 11:48 IST

What are the factors affecting your CIBIL score and how can you improve it?

CIBIL score has become an essential gauge for assessing your financial stability. CIBIL is a three-digit number significantly influences your…

August 19, 2024 11:40 IST

Unable to pay your loan EMIs? know these legal protections you have as a borrower

If you default on a loan, remember you are entitled to certain rights under the law. The foremost thing a…

July 16, 2024 16:05 IST

Kunal Shah, Kunal Shah net worth, Kunal Shah salary, CRED owner, CRED, Kunal Shah salary, Paisaback, lifestyle

Meet Kunal Shah: The university dropout who founded CRED; know about his lifestyle, journey, and salary

Before having a breakthrough with CRED, he launched PaisaBack, a cashback and promotional discount campaign platform for retailers.

Updated: September 13, 2023 09:46 IST

5 smart measures to help improve your credit score faster

While there is no way to fix your credit score overnight, here are a few measures you can take to…

September 27, 2022 12:33 IST

A low credit score isn’t the end of the world; Here’s how to fix it

If you are looking for a permanent solution to a low credit score crisis, you must seriously work on getting…

August 16, 2022 13:10 IST

Top 3 benefits of having a good credit score

A good credit score means quicker and hassle-free approval of loans and credit cards, lower interest rates, more negotiating power,…

August 12, 2022 14:19 IST

Drop in your credit score? This is what you should do

A good credit score is essential considering the requirement of any loan. By avoiding some financial mistakes, you can ensure…

Updated: July 18, 2022 10:35 IST

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How UPI on credit cards can help you improve your credit score

A good score provides the borrower peace of mind with preapproved offers and results in tangible savings through lower interest…

June 16, 2022 11:04 IST

Four loan options for Gen-Z and Millennials with low credit scores

It is well known that maintaining a good credit score is not easy. A person requires discipline, money management skills…

March 25, 2022 12:07 IST

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How you can improve your credit scores that have been affected due to loan defaults? Find out

Be mindful of your dues and the due date of the loan or EMI opted. In case of a slip…

March 3, 2022 19:06 IST

MakeMyTrip’s TripMoney and SBM Bank India launch Global Credit Card- Check features

Unlike other credit cards which require credit history, the company says this credit card requires customers to load money in…

February 23, 2022 21:06 IST

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The importance of having a good credit history

The most effective way to manage a good credit history is to reduce one’s credit utilisation ratio. This would mean…

Updated: February 17, 2022 19:21 IST

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Importance of credit score in getting a loan

Lenders usually look at credit scores which, in turn, is provided by credit bureaus. The higher the credit score, the…

February 3, 2022 15:21 IST

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