EMIs have become a permanent part of monthly budgets for many salaried Indians. From home loans and car loans to…
A debt-free home offers peace of mind, but it may come at a hidden financial cost. Here’s when taking a…
A salary hike is an opportunity for individuals to strengthen their overall financial position as it creates additional surplus cash…
The “No EMI Till Possession” primarily suits buyers who live on rent and cannot handle the rent and full EMI…
A Rs 50 lakh home loan at 8% for 20 years comes with an EMI of around Rs 41,822 and…
Nowadays, the majority of floating-rate home loans are linked to either the External Benchmark Lending Rate (EBLR) or the Marginal…
Overall, the Indian home loan market is in a sustained growth phase. Simranjeet Singh, CEO, SME and Retail Business, Anand…
If input costs or interest rates begin to rise, this window could narrow
For both new borrowers and MCLR-linked home loan borrowers, the RBI’s June 2026 decision means stability rather than relief.
Should you use extra money to repay your loans or start investing? The answer depends on the type of debt,…
A lower home loan EMI may feel easier on your monthly budget, but stretching the tenure can quietly increase your…
A Bengaluru professional discovers his credit cards were quietly maxed out by his spouse. What begins as emotional betrayal quickly…
The RBI has kept the repo rate unchanged at 5.25% in the April 2026 policy, pausing its rate-cut cycle amid…
Iran–Israel–US war impacts NRIs with home loans in India as EMIs rise, remittances slow and tax choices matter, experts explain…
Facing a surge in complaints over harassment by loan recovery agents, RBI is set to issue fresh draft guidelines to…
RBI has kept the repo rate unchanged at 5.25% after cutting it by 125 bps in 2025. Home loan EMIs…
A new working paper by the Economic Advisory Council to the Prime Minister (EAC-PM) found that improved metro connectivity has…
Interest rates do affect growth in credit, but may not be the clinching factor.