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  1. Business News
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  3. home loan prepayment

home loan prepayment

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Why a 'comfortable EMI' today can quietly become a financial trap tomorrow
Home loan stress test: 6 questions that reveal if your EMI is truly affordable

Rising interest rates, slower salary growth, medical emergencies and growing family responsibilities can quietly turn a comfortable EMI into a…

Updated: July 24, 2026 06:51 IST
Individuals should not make decisions just based on comparing the home loan interest rate with equity returns.
SIP top-up or home loan prepayment: What’s the smarter use of your salary hike?

A salary hike is an opportunity for individuals to strengthen their overall financial position as it creates additional surplus cash…

July 1, 2026 17:34 IST
Home loan hack: How Rs 1 lakh annual prepayment can save Rs 15 lakh-plus in interest on a Rs 50 lakh loan
Home loan hack: How Rs 1 lakh annual prepayment can save Rs 15 lakh-plus in interest on a Rs 50 lakh loan

A Rs 50 lakh home loan at 8% for 20 years comes with an EMI of around Rs 41,822 and…

June 11, 2026 14:59 IST
Who bears the burden of a loan after the borrower’s death?
Who bears the burden of a loan after the borrower’s death?

If a borrower passes away during the loan term, who is responsible for settling the remaining loan balance?

December 19, 2024 08:45 IST
No Change in Repo Rate: What it means for your home loan EMIs
No Change in Repo Rate: What it means for your home loan EMIs

When the RBI keeps the repo rate unchanged, it signals stability. Borrowers and lenders can expect consistent interest rates, at…

December 6, 2024 11:38 IST
home prices
Housing Loan: How to slash your home loan repayment time and costs

Mastering financial discipline and implementing strategic approaches can significantly reduce your home loan repayment time and costs.

May 8, 2024 11:27 IST
5 reasons you must pay your home loan EMIs on time
5 reasons you must pay your home loan EMIs on time

Paying your home loan EMIs without delay is crucial for several reasons. Let’s understand the top five reasons and how…

April 3, 2024 09:30 IST
Effective strategies to pay off your home loan faster
Effective strategies to pay off your home loan faster

Paying off your home loan debt faster can provide financial security and save you lakhs of rupees in payments. By…

March 22, 2024 09:30 IST
Home loan repayment strategy that can do wonders
Home loan repayment strategy that can do wonders

How can you cut down on your home loan repayment time? How well can your finances be managed so that…

February 21, 2024 15:57 IST
home loan repayment vs mutual fund investment: Invest in mutual funds or prepay your home loan?
Invest in mutual funds or prepay your home loan?

Choosing between investing in mutual funds and prepaying a home loan depends on individual circumstances, financial goals, and risk appetite.

February 14, 2024 09:30 IST
Consequences of Home Loan EMI Delays: Impact and Solutions
Consequences of Home Loan EMI Delays: Impact and Solutions

The repercussions of delayed EMI repayments can significantly impact borrowers in numerous ways. Here’s an overview of the effects and…

January 1, 2024 10:32 IST
5 important things to consider before foreclosing your home loan
5 important things to consider before foreclosing your home loan

Home loan foreclosure can be a wise decision if you have the financial means to clear the outstanding amount.

October 9, 2023 15:50 IST
CanFin Homes, Q1FY24, quarter results, profit, revenue, loan book, disbursements, financial services, dividend, appointment
Effective investment strategies for early repayment of home loans

With a well-planned investment strategy, it is possible to accelerate the repayment of your home loan.

June 17, 2023 02:15 IST
home loan prepayment
Home Loan prepayment: Can you prepay Rs 5000/month? 5 important points

Home Loan prepayment, especially during the initial years of the loan term, is considered a smart way to reduce the…

June 6, 2023 09:18 IST
home loan prepayment calculator
Home Loan prepayment calculator: With Rs 100/day extra, save Rs 12 lakh on a Rs 50 lakh loan!

Home Loan prepayment calculation: Paying just 5% of the loan balance every year can help a borrower close his/her 20-year…

Updated: May 30, 2023 10:38 IST
4 scenarios you should opt for home loan balance transfer
HOME LOAN REFINANCE: Four reasons to opt for loan transfer

Refinancing your home loan can be a good option if you are looking to lower your monthly payments, reduce your…

April 22, 2023 00:45 IST
home loan, bank loan, loan, banking system, long term loan, loan payment, loan tenure
Home Loan: Smart ways to manage a longer tenure loan

If your loan tenure extends beyond your retirement, it can create financial difficulties. Here are 10 things you can do…

April 5, 2023 00:20 IST
home, loan
Home Loan interest rates cut by banks: Should you go for a balance transfer?

Home loan interest rate, balance transfer news: Here are some pros and cons of shifting your home loan to a…

March 15, 2023 01:30 IST
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