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  1. Business News
  2. About
  3. home loan interest

home loan interest

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Why your home loan EMI barely reduces your loan in the first few years
Why your home loan EMI barely reduces your loan in the first few years

You may have been paying your home loan EMI for years, but your outstanding loan might not have reduced as…

July 14, 2026 21:18 IST
Home loan rates are not immediately affected by changes in RBI repo rates since banks determine MCLR rates internally. Banks are required to review and update their Marginal Cost of Funds-based Lending Rate (MCLR) every month, as mandated by the RBI.
MCLR vs EBLR: Which home loan rate regime works better, and when do banks reset interest rates?

Nowadays, the majority of floating-rate home loans are linked to either the External Benchmark Lending Rate (EBLR) or the Marginal…

June 11, 2026 08:12 IST
Iran–US–Israel conflict has added a new angle of uncertainty to NRIs (AI- generated image)
Why NRIs home loans in India under strain as Iran war escalates? Experts answer

Iran–Israel–US war impacts NRIs with home loans in India as EMIs rise, remittances slow and tax choices matter, experts explain…

Updated: April 4, 2026 17:58 IST
From repo cuts to EMIs: How RBI’s 125 bps rate cut in 2025 brought relief to home loan borrowers
2025 Wrap: Home loan EMIs finally get eased

After years of high EMIs, 2025 marked a turning point for home loan borrowers. As inflation fell sharply and the…

December 16, 2025 18:52 IST
Good news for homebuyers: Loan EMIs fall by nearly Rs 4,000 as banks cut rates after RBI policy
Banks cut home loan rates after RBI policy: HDFC Bank, PNB, BoB lead — find out your EMI savings

Homebuyers finally have something to cheer about. After the Reserve Bank of India (RBI) cut the repo rate by 25…

December 8, 2025 17:31 IST
RBI cuts repo by 125 bps in 2025: Home loan borrowers to save over Rs 9 lakh in EMIs on Rs 50 lakh loan
RBI policy: Home loan borrowers save Rs 9 lakh in EMIs on Rs 50 lakh loan after rate cuts in 2025

With this 25 bps cut, the central bank has reduced the key rate at which it lends to commercial banks…

December 5, 2025 11:28 IST
Festive loan offers: Lowest interest rates on home, car and personal loans from top banks
Festive loan offers: Lowest interest rates on home, car and personal loans from top banks

Explore festive loan offers with reduced interest rates and fee waivers on home, car, and personal loans from top banks—apply…

Updated: September 29, 2025 17:29 IST
No rate cut by RBI, but home loan borrowers can still save on EMIs, experts suggest THIS
No rate cut by RBI, but home loan borrowers can still save big on EMIs – experts suggest THIS

RBI keeps repo rate unchanged at 5.5%, giving no fresh relief to home loan borrowers. However, smart borrowers can still…

August 6, 2025 11:16 IST
RBI's new rule: No prepayment charge will be levied on floating rate home loans from January 1
RBI’s new rule: No prepayment charges on floating rate home loans from Jan 1 next year

From January 1, 2026, RBI has barred banks and NBFCs from levying prepayment charges on floating rate home loans. This…

July 4, 2025 15:27 IST
THESE 5 banks are offering the cheapest home loan rates now — Are you paying more?
THESE 5 banks are offering home loan rates as low as 7.35% – Is your EMI still high?

Home loan EMIs are at their lowest in years, thanks to the RBI’s 100 bps repo rate cut in 2025.…

June 29, 2025 15:03 IST
Cheapest home loans in June: Banks charging lowest interest rates after RBI rate cut
Cheapest home loans in June: THESE banks charging lowest interest rates after RBI rate cut

Following the RBI’s 0.50% repo rate cut, many banks have lowered home loan interest rates. This move brings relief not…

Updated: June 8, 2025 14:16 IST
RBI rate cut: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs - Here's how
RBI policy: You will now save Rs 3,000 per month on your 50 lakh home loan EMIs – Here’s how

The latest 50 bps cut is expected to significantly reduce home loan interest rates and revive housing demand, especially in…

June 6, 2025 13:06 IST
Home Loan Hacks: Your monthly EMI can drop if you follow THESE 4 tips
Home Loan Hacks: Your monthly EMI can drop if you follow THESE 4 tips

Most home loans are nowadays given at floating rates, which are linked to the RBI’s repo rate. As soon as…

Updated: April 11, 2025 17:26 IST
RBI Policy: Big relief! Your home loan EMIs to come down by THIS much on Rs 50 lakh amount
RBI Policy: Big relief! Your home loan EMIs may come down by THIS much on Rs 50 lakh amount

But it is still to be seen how banks respond to this RBI rate cut and how soon they give…

February 7, 2025 18:56 IST
loan, MSMEs, financial support
Cheapest Home Loans: These top 5 banks offering best interest rates – Check tenors and other details

Loan amounts may vary depending on the case, while the Loan-to-Value (LTV) ratio allows for financing up to 90% of…

April 12, 2024 16:38 IST
home loan emi
Demystifying Home Loan EMIs: What They Don’t Tell You

When interest rates go up, while your EMI remains the same, the banks increase the tenure of your loan. 

July 22, 2023 10:37 IST
home buying trends 2022
Home Buying: Top trends to know amid rising home loan rates

Home buying trends in 2022: The physical nature of the asset ensures limited wealth erosion and significant returns as the…

October 25, 2022 14:07 IST
home loan interest rate
Home loan interest rate cut! Two banks offering cheaper loans than SBI and HDFC this festive season

Amid rising interest rates, two lenders – Bank of India and Bank of Maharashtra – have slashed their home loan…

October 19, 2022 17:04 IST
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Mumbai local train alert: Western, Central Railways announce blocks – Check details
Mumbai local train alert: Western, Central Railways announce blocks – Check details
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Western and Central Railway have announced maintenance blocks that will affect Mumbai local train services. Western Railway will have a 5-hour block on September 6, while Central Railway will have special traffic and power blocks at Titwala for platform extension work. Passengers are advised to plan their journeys in advance and check for updates before travelling.

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