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  1. Business News
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  3. home loan interest rates

home loan interest rates

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Why a 'comfortable EMI' today can quietly become a financial trap tomorrow
Home loan stress test: 6 questions that reveal if your EMI is truly affordable

Rising interest rates, slower salary growth, medical emergencies and growing family responsibilities can quietly turn a comfortable EMI into a…

Updated: July 24, 2026 06:51 IST
RBI leaves repo rate unchanged: What it means for home loan borrowers
RBI policy: After 125 bps cut, Reserve Bank keeps repo rate unchanged: What it means for your home loan EMIs

RBI has kept the repo rate unchanged at 5.25% after cutting it by 125 bps in 2025. Home loan EMIs…

Updated: February 6, 2026 12:16 IST
From repo cuts to EMIs: How RBI’s 125 bps rate cut in 2025 brought relief to home loan borrowers
2025 Wrap: Home loan EMIs finally get eased

After years of high EMIs, 2025 marked a turning point for home loan borrowers. As inflation fell sharply and the…

December 16, 2025 18:52 IST
RBI 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation
RBI’s 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation

The Reserve Bank of India has cut the repo rate by 50 basis points, marking the third consecutive reduction in…

Updated: June 6, 2025 11:36 IST
banks, banking sector, bank holidays, RBI, Labour Day, Maharashtra Day, ATM, online banking, bank customers
RBI Policy: Repo rate may be cut again by 25 bps — know how much your home loan EMI could go down

RBI Policy: If the bank passes the full 0.50% cut and the interest rate comes down to 8.5%, then his…

Updated: April 8, 2025 19:26 IST
Home loan EMI burden to ease as RBI most likely to cut rates
Home loan EMI burden to ease as RBI most likely to cut rates

A repo rate cut would provide relief to borrowers, especially those with floating-rate home loans, personal loans, and business loans.

February 6, 2025 12:46 IST
Home loan rejected by banks? Alternative ways to secure your dream home
Home loan rejected by banks? 5 steps you can take to improve your chances

It can be discouraging if you find yourself ineligible for a home loan, but there are still various steps you…

September 23, 2024 08:17 IST
home
Cheapest Home Loans below 9% – Check the latest interest rates

Securing a home loan at a lower interest rate requires comparing the rates of various financial institutions to find the…

July 25, 2024 15:08 IST
Your home loan EMIs may not come down soon as RBI keeps repo rate unchanged
Your home loan EMIs may not come down soon as RBI keeps repo rate unchanged

With borrowing costs remaining high, it is crucial for borrowers to adopt new strategies to manage their home loans more…

June 7, 2024 11:04 IST
Home Loan Rate Dynamics: Navigating India's property finance climate
Home Loan Rate Dynamics: Navigating India’s property finance climate

Whether you’re contemplating refinancing or stepping onto the property ladder, an informed approach empowers you to make decisions that bolster…

November 30, 2023 15:16 IST
Credit score based home loans at below 9% - Check latest rates
Credit score based home loans at below 9% – Check latest rates

The interest rate on your home loan is directly linked to your credit score. The higher your credit score, the…

October 15, 2023 11:53 IST
Home Loan Refinance: Best time to refinance your home loan for a lower interest rate
Home Loan Refinance: Best time to refinance your housing loan for a lower interest rate

It can be a good time for you to bring your home loan interest rate back to your comfort level.…

August 30, 2023 11:30 IST
home loan
Explained: Is this the best time to shift to fixed rate loans?

The shift from a floating to a fixed rate loan involves many factors and can significantly impact your finances. Let’s…

August 25, 2023 12:15 IST
Fixed vs Floating Interest Rate: Which is better for home loan?
Fixed vs Floating Interest Rate: Which is better for home loan?

The decision between a floating and fixed interest rate depends on various factors, including your financial situation, risk tolerance, market…

August 23, 2023 12:02 IST
modi govt home loan scheme
New Modi Govt Scheme to Provide Home Loans at Lower Interest Rates – What PM Said

Home Loan Scheme: Prime Minister Narendra Modi said the Government will provide cheaper home loans to those living in rented…

August 16, 2023 09:45 IST
New RBI home loan emi rule
Banks are increasing Home Loan EMI tenors without even asking borrowers. RBI decides to stop them

RBI Home Loan EMI rule: RBI to create a framework to stop banks from increasing home loan EMI tenures.

Updated: August 10, 2023 12:01 IST
RBI Monetary Policy: What should home loan borrowers do now?
RBI Monetary Policy: What should home loan borrowers do now?

Home loan borrowers have several strategies at their disposal to reduce their interest costs on home loans. Implementing these strategies…

August 10, 2023 11:16 IST
When should a home loan borrower opt for home loan balance transfer?
When should you opt for home loan balance transfer?

Opting for a home loan transfer, also known as balance transfer or refinancing, can be beneficial under certain circumstances for…

August 1, 2023 09:30 IST
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