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  1. Business News
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  3. home loan interest rate

home loan interest rate

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Home loan hack: How Rs 1 lakh annual prepayment can save Rs 15 lakh-plus in interest on a Rs 50 lakh loan
Home loan hack: How Rs 1 lakh annual prepayment can save Rs 15 lakh-plus in interest on a Rs 50 lakh loan

A Rs 50 lakh home loan at 8% for 20 years comes with an EMI of around Rs 41,822 and…

June 11, 2026 14:59 IST
Rs 50 lakh home loan: How saving Rs 5,000 monthly in EMI costs you Rs 34 lakh extra
Rs 50 lakh home loan: How saving Rs 5,000 monthly in EMI costs you Rs 34 lakh extra

A lower home loan EMI may feel easier on your monthly budget, but stretching the tenure can quietly increase your…

April 28, 2026 13:43 IST
Iran–US–Israel conflict has added a new angle of uncertainty to NRIs (AI- generated image)
Why NRIs home loans in India under strain as Iran war escalates? Experts answer

Iran–Israel–US war impacts NRIs with home loans in India as EMIs rise, remittances slow and tax choices matter, experts explain…

Updated: April 4, 2026 17:58 IST
India’s Personal Loan Growth Slows to 12.8% as Housing and Credit Card Segments Cool
Slowdown in home loans pulls down growth in the personal loan segment

While credit card and consumer durable segments saw sharp declines, a massive 125% surge in gold loans and steady vehicle…

January 4, 2026 17:32 IST
PSU Banks Outpace RBI Rate Cuts to Win Over Homebuyers
Home loan rate cuts reflect strategy, not funding easing amid intense competition

Following the RBI’s 25-bps repo rate cut in December 2025, lenders like Union Bank and LIC Housing Finance have slashed…

December 25, 2025 18:40 IST
From repo cuts to EMIs: How RBI’s 125 bps rate cut in 2025 brought relief to home loan borrowers
2025 Wrap: Home loan EMIs finally get eased

After years of high EMIs, 2025 marked a turning point for home loan borrowers. As inflation fell sharply and the…

December 16, 2025 18:52 IST
Good news for homebuyers: Loan EMIs fall by nearly Rs 4,000 as banks cut rates after RBI policy
Banks cut home loan rates after RBI policy: HDFC Bank, PNB, BoB lead — find out your EMI savings

Homebuyers finally have something to cheer about. After the Reserve Bank of India (RBI) cut the repo rate by 25…

December 8, 2025 17:31 IST
Is CIBIL score mandatory for bank loan? Centre issues key clarification
SBI hikes home loan interest rates: Check what Canara Bank, PNB, BoB and other banks are offering

SBI has reportedly raised home loan interest rates by 25 bps, taking the upper limit to 8.70% from 8.45%. The…

August 17, 2025 10:54 IST
THESE 5 banks are offering the cheapest home loan rates now — Are you paying more?
THESE 5 banks are offering home loan rates as low as 7.35% – Is your EMI still high?

Home loan EMIs are at their lowest in years, thanks to the RBI’s 100 bps repo rate cut in 2025.…

June 29, 2025 15:03 IST
Canara Bank offers one of the cheapest home loans - Check new home, consumer loan rates
Canara Bank offers one of the cheapest home loans – Check new home, consumer loan rates

After the RBI slashed the repo rate to 5.50%, Canara Bank has reduced its home loan interest to 7.4% and…

June 14, 2025 11:23 IST
Canara Bank cuts home loan interest rates after RBI repo rate move — check new rates for borrowers
Canara Bank cuts home, personal loan interest rates — check new lending rates

Canara Bank has slashed its Repo Linked Lending Rate (RLLR) from 8.75% to 8.25% following the RBI’s latest repo rate…

June 11, 2025 21:39 IST
RBI 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation
RBI’s 50 bps repo rate cut: Check how much your EMI will drop on a Rs 50 lakh home loan over 20 years — Full calculation

The Reserve Bank of India has cut the repo rate by 50 basis points, marking the third consecutive reduction in…

Updated: June 6, 2025 11:36 IST
How much money will home loan borrowers save with a 0.50% interest rate cut by banks?
RBI rate cut: You can now save Rs 7.65 lakh in 20 years on Rs 1 crore home loan – Here’s how

Earlier in February 2025 also, the RBI had cut 25 basis points, the partial benefit of which was given by…

April 9, 2025 13:06 IST
RBI rate cuts to boost housing demand, enhance affordability in FY26
RBI rate cuts to boost housing demand, enhance affordability in FY26

A reduction in interest rates directly impacts affordability, making homeownership more accessible and boosting demand across all segments of the…

March 30, 2025 08:35 IST
Why your loan EMI has not dropped despite RBI’s rate cut
Why your loan EMI has not dropped despite RBI’s rate cut

A repo rate cut generally lowers borrowing costs, making loans more affordable. However, borrowers often do not see an immediate…

March 4, 2025 12:11 IST
SBI Share price today, February 17
SBI shares in focus as it cuts key lending rates by 25 bps

SBI share price today, February 17: SBI cuts key lending rates by 25 bps amid focus on loan growth; explore…

February 17, 2025 09:09 IST
Good News for Home Loan Borrowers: EMI on Rs 50 lakh loan may drop by Rs 3,190 in 2025
Good News for Home Loan Borrowers: EMI on Rs 50 lakh loan may drop by Rs 3,190 in 2025, feel experts

Expect EMI relief on home loans as experts predict RBI rate cuts in 2025. Find out how much you could…

December 8, 2024 11:46 IST
Diwali Bonanza: Top loan and fixed deposit deals to light up your finances
Diwali Bonanza: Top loan and fixed deposit deals to light up your finances

Individuals seeking to make significant purchases, initiate new investments or refinance current loans will find this festive period to be…

October 30, 2024 12:33 IST
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‘Rare product’: Apple has strategic reasons for unfolding new segment, explain analysts 
‘Rare product’: Apple has strategic reasons for unfolding new segment, explain analysts 
Life

Apple’s latest foldable phone, the iPhone Duo, is heavily influenced by Microsoft’s Surface Duo. Priced at $1,999 in the US, it boasts a bigger screen and top-notch features, surprising the market with a $500 lower price. Although its high cost may limit its impact in India, it is expected to dominate the foldable market globally and capture 81% of its net value by 2027.

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