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FD

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Our mindset regarding money begins to form in childhood. If you were always told at home to save first and spend later, you are likely to prioritize saving a portion of your income.
FDs, gold, property and no stocks: Are your parents’ money rules quietly costing you?

Your parents may have taught you to save, avoid debt and invest safely, but should you follow the same money…

August 17, 2026 19:59 IST
Small finance banks and corporate issuers may offer higher rates than some large banks. SFB deposits also carry DICGC protection up to Rs 5 lakh per depositor per bank.
Small Finance Bank vs Corporate FD: Higher interest comes with a catch — know the risks before investing

Small Finance Bank FDs and corporate FDs may offer higher interest rates than traditional bank deposits, but the additional return…

August 13, 2026 14:25 IST
The tax treatment of an FD differs according to whether it is maintained under an NRE, NRO or FCNR(B) account.
FD vs debt mutual funds for NRIs: Which offers better post-tax returns?

From a tax perspective, the comparison between a fixed deposit (FD) and a debt mutual fund depends significantly on the…

August 13, 2026 11:36 IST
While all bank deposits are insured by DICGC up to Rs 5 lakh per depositor per bank, retirees with larger FD portfolios may prefer to spread their deposits across multiple banks rather than concentrate their savings in one institution.
Senior citizen FDs: Which banks offer up to 8.30% interest in August 2026?

Several banks continue to offer attractive returns on senior citizen fixed deposits amid the unchanged repo rate environment, with some…

August 5, 2026 17:44 IST
Without a nominee and without a will, the bank's risk controls become stricter. If court-issued documents are required, the timeline can extend from weeks into months, and sometimes longer if there is a dispute among heirs.
What happens to your fixed deposits if you leave no nominee or will?

If there is no nominee, banks can ask legal heirs to establish their entitlement through documents such as a Legal…

June 12, 2026 15:08 IST
Each cut fed through to bank FD rates. However, in 2026, the monetary policy stance has shifted. The RBI's June 2026 MPC meeting kept the repo rate unchanged at 5.25% Hence, investors should assess the current economic situation when considering auto-renewals. Even when rates seem unchanged week to week, the broader trend should be looked at.
Your FD is due for maturity, but is auto-renewal really the best option?

Depositors who hold multiple FDs often miss this threshold crossing because auto-renewal keeps deposits scattered across accounts without a consolidated…

June 10, 2026 18:30 IST
PSU bank FD rates in May 2026
Which PSU banks offer the best FD rates to senior citizens in May 2026?

Looking for the best FD rates for senior citizens in May 2026? Compare PSU bank fixed deposit interest rates, latest…

May 15, 2026 10:24 IST
Why purpose-based investing beats your portfolio of EPF, NPS, and Mutual Funds. .(AI generated image from Gemini)
Beyond FDs and SIPs: The one-page report that reveals the “invisible leak” in your retirement fund

Most salaried Indians feel secure owning a mix of EPF, NPS, and SIPs, yet few can answer how much of…

February 12, 2026 05:30 IST
ICICI, SBI, BoB or HDFC — Where Will Your 5-Year Deposit Earn More?
SBI, PNB, Bank of Baroda, HDFC Bank or ICICI Bank: 5-year FD rates compared – who pays most in 2026?

With RBI repo rate cuts pushing FD returns to multi-year lows, investors are re-evaluating where to park their money safely.…

January 8, 2026 13:43 IST
Why these companies stocks are 'On Sale' with up to 7% Yields
7% yield + 30% discount: Why these 2 ‘cash cow’ stocks are better than FDs

While you look for stocks backed by super investors, how would you like to find stocks that are backed by…

Updated: December 18, 2025 07:18 IST
SBI revises fixed deposit rates: Check new rates for general customers, senior citizens
SBI revises fixed deposit rates: Check new rates for general customers, senior citizens

State Bank of India (SBI) has revised its fixed deposit interest rates with effect from December 15, 2025, cutting returns…

December 13, 2025 11:03 IST
Looking for high FD returns? Senior citizens get up to 9.2% on these corporate FDs
Looking for high FD returns? Senior citizens get up to 9.2% on these corporate FDs

For senior citizens — who relied on 7.5–8.5% fixed deposits — the shift is unmistakable. Many now find their maturing…

November 13, 2025 20:30 IST
Akshay Kumar Kapil Sharma episode
What’s the biggest FD Akshay Kumar has? Actor says even Rs 2,000 crore is not enough: ‘Human greed’ never ends

Akshay Kumar reveals even Rs 2,000 crore FD isn’t enough, calling it “human greed.” Despite immense wealth, the Bollywood star…

Updated: September 22, 2025 17:54 IST
FDs Aren't Useless, ULIPs Aren't a Scam: Why the Right Tool Matters for the Right Job. (Image Source: Canva)
FDs aren’t the villain. ULIPs aren’t a scam. The real problem is you don’t know when to use them.

Heard someone say FDs are useless and ULIPs make no sense. Maybe for them. But some people just want safety.…

August 7, 2025 05:30 IST
NPS, money, tax, PF, FD, fixed deposit, capital gains, tax benefits
Your Money: Maximise your tax savings with NPS

Maximise tax savings and retirement returns with the National Pension Scheme (NPS). Learn how NPS offers superior tax efficiency over…

May 18, 2025 20:01 IST
Yes Bank, FD, fixed deposits, money, RBL bank, sweep-in fixed deposits
Sweep-in FD can get you higher returns

Maximise returns with a sweep-in fixed deposit—link your savings to an FD and earn higher interest while retaining liquidity. Learn…

May 2, 2025 22:42 IST
Banks, CASA, FD, banking, current account and savings account, central bank, Fixed Deposits
Banks’ CASA deposits fall as customers shift to FDs

Over the past one year, banks have seen the CASA ratio declining as depositors moved their funds to high-yield fixed…

March 2, 2025 22:25 IST
A viral post claims the $5M U.S. golden visa is half the cost of a DLF Camellias apartment, sparking debates on investing in FDs. (Image Source: Express Photo)
Viral post claims US golden visa worth $5m is half the cost of DLF Camellias; netizens ask why not invest in FD

A viral post on X by Trendulkar reveals that a U.S. Green Card now costs $5 million, half the price…

Updated: February 26, 2025 23:41 IST
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