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Page 2 of EPF

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Under the new EPF Scheme, 2026, members can make partial PF withdrawals for specific purposes, subject to eligibility conditions.
New EPF rules: Check 5 valid reasons for partial PF withdrawal and how much you can get

Planning to withdraw from your PF? Understand the new EPF Scheme 2026 rules, valid withdrawal reasons, eligibility, and how much…

July 3, 2026 18:30 IST
EPF retirement planning: Why your final 5 working years matter more than you think
Retiring at 53 or 58? These 5 years could make over Rs 1 crore difference to your EPF corpus

Your last five working years could be the most important phase of your EPF journey. An illustration shows how staying…

July 3, 2026 17:35 IST
The EPF Scheme, 2026, does not reduce EPF benefits or change the statutory contribution rate.
New EPF Scheme 2026: PF contribution above Rs 1,800 now voluntary; what it means for salaried employees

EPF Scheme 2026 is here. Learn why PF contributions above Rs 1,800 are now voluntary and whether it will affect…

July 3, 2026 11:50 IST
From the EPF interest rate and contribution structure to the wage ceiling and retirement benefits, here's what stays the same, what has changed, and how the new scheme could affect you as a salaried employee.
New EPF Scheme 2026 in effect: Will employees contribute more? Is the Rs 1,000 EPS pension being revised?

The Employees’ Provident Fund (EPF) Scheme, 2026, is more of a structural and administrative reform than a financial one for…

July 2, 2026 13:14 IST
EPFO has clarified that it is implementing this important upgrade to provide faster, more reliable, and more secure services.
EPFO announces portal shutdown: These key services may not be available for a few days

EPFO has announced a temporary portal shutdown due to a technology upgrade and database migration. Check which PF withdrawal, claim…

June 25, 2026 15:19 IST
Employees should treat their EPS records as long-term retirement documents rather than routine payroll records.
EPFO pension rules: What happens to your EPS pension in case of death, disability or early retirement?

Many employees assume that every EPF member automatically becomes an EPS member. This is no longer the case. Employees joining…

June 19, 2026 12:57 IST
EDLI is a valuable social security benefit and provides an important financial cushion for families, particularly because employees receive the coverage automatically without paying any additional premiums.
EPFO insurance scheme explained: How EPF members can get life cover of up to Rs 7 lakh without paying extra?

EDLI is an excellent benefit, but comprehensive financial security generally requires a broader protection strategy beyond the statutory cover available…

June 11, 2026 15:17 IST
The EPFO interest credit usually takes time to reflect in the EPF account as the process is a long one involving government approvals, updating millions of EPF member accounts, and making the necessary reconciliations in the same.
When will EPFO credit interest for FY 2025-26? Here’s what PF subscribers should know

If we go by past trends, the interest amount starts getting reflected in members’ EPF accounts around June or July.…

Updated: June 9, 2026 13:29 IST
If your EPS service records are missing, these documents can make the restoration process much smoother - UAN passbook, Form 13, past employer details and Joint employer verification, if required.
PF transfer done, EPS left behind? It may hurt your pension eligibility

The EPS pension depends on total consolidated service. If records are not linked across jobs and fall below the 10-year…

June 5, 2026 18:38 IST
Salary-linked SIPs: SEBI's EPF-style investing proposal could change how salaried India builds wealth
Salary-linked SIPs for employees: Experts see EPF-style mutual fund investing a potential game-changer

SEBI has proposed a payroll-linked SIP framework that would allow employers to deduct mutual fund investments directly from employee salaries.…

Updated: June 5, 2026 09:04 IST
The EPFO manages millions of accounts and processes vast volumes of contribution data every month.
EPF balance missing under your current UAN? Here are 7 common reasons to check

It’s important to note that, in most cases, the balance is not lost. It is either waiting for transfer/linking, delayed…

June 4, 2026 17:37 IST
For many salaried employees, receiving the provident fund (PF) corpus at retirement feels like a financial milestone.
Your PF corpus can last a lifetime – if you avoid these 6 mistakes

Before you decide what to do with your retirement savings, here are some common traps you should avoid.

May 29, 2026 13:12 IST
Should salaried employees have more say over how their own money is used?
Should salaried employees have more say over how their own money is used?

As new labour codes push a larger share of salaries into mandatory retirement savings, many salaried employees may find themselves…

May 28, 2026 17:31 IST
EPFO update: How to de-link an incorrect member ID from UAN in simple steps?
EPFO update: How to de-link an incorrect member ID from UAN in simple steps?

Members of the Employees’ Provident Fund Organization (EPFO) can unlink any incorrect Member IDs (MIDs) that were linked to their…

May 26, 2026 16:37 IST
5 things employees must update now before EPFO starts UPI PF transfers
5 things employees must update now before EPFO starts UPI PF transfers

EPFO may soon enable UPI-based PF withdrawals and transfers. Check the 5 important updates employees must complete now to avoid…

May 24, 2026 12:33 IST
At a Rs 50 lakh salary, your EPF contribution itself may cross the tax-free limit.
High salary, bigger EPF, extra tax? What Rs 50 lakh salaried employees should know before choosing VPF or NPS?

Earning Rs 50 lakh? Know why extra VPF contributions may trigger tax on EPF interest and how corporate NPS could…

May 22, 2026 14:50 IST
Is EPFO launching instant PF withdrawals through UPI? Explore the latest updates on the EPFO-BHIM UPI project, API integration, and faster claim settlements.
‘UPI transfer for EPF subscribers’ trends on Google Trends: Is EPFO rolling out a new feature?

Google Trends shows rising searches for “UPI transfer for EPF subscribers.” Here’s what EPFO’s proposed UPI-based PF withdrawal system could…

May 20, 2026 18:55 IST
Here’s a complete guide to merging multiple EPF accounts online, including UAN login, KYC verification, PF transfer process and claim status tracking.
Multiple EPF accounts? Step-by-step guide to merge old and new EPF accounts online

Multiple EPF accounts from job changes? Learn how to merge old and new PF accounts online using UAN through the…

May 20, 2026 16:12 IST
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