Pensioners who are not comfortable using a smartphone or Aadhaar face authentication can take the help of a family member,…
Members should ensure that their nomination details are accurate, review them after key life events such as marriage, divorce, remarriage,…
Avoid EPS pension disputes by knowing the top legal triggers, EPFO record checks, common claim mistakes, and available grievance redressal…
It can cost you five times of the interest you would pay on a home loan
EPF remains one of India’s relatively stable long-term retirement savings instruments, with annual interest declared by the EPFO. Premature withdrawals…
EPFO’s online UAN retrieval facility has significantly reduced dependence on employers by allowing members to recover their Universal Account Number…
Regardless of the circumstances, the scheme only covers disputes over damages under Section 128 of the Code on Social Security,…
Short career breaks do not necessarily break pensionable service, but failure to transfer previous EPS records can create gaps in…
Under the Employees’ Pension Scheme (EPS), 50 is the threshold where an individual becomes legally eligible to opt for an…
Historically, many employees viewed EPF as a cumbersome system that was difficult to access when genuinely needed. EPFO 3.0 changes…
The EPFO VISHWAS 2026 scheme is designed exclusively for past defaults. Its benefits apply only to delays or defaults that…
The scheme is quite significant because it strengthens regulatory alignment between the Income Tax framework and the EPF regime under…
While the interest becomes visible only once a year, the corpus is effectively growing every month through fresh contributions and…
The biggest structural change is that EPS-2026 replaces the Employees’ Pension Scheme, 1995, and operates under the Code on Social…
The feature is intended to provide members with a single, authenticated record of their employment and provident fund service, making…
The proposed EPF Scheme, 2026, makes it clear that the mandatory EPF contribution remains capped at 12% of the statutory…
Planning to withdraw from your PF? Understand the new EPF Scheme 2026 rules, valid withdrawal reasons, eligibility, and how much…
Your last five working years could be the most important phase of your EPF journey. An illustration shows how staying…