Credit score News: Credit score Latest News, Credit score Today news, Credit score Breaking News

Can closing old bank accounts and unused credit cards lower your CIBIL score?

Can closing old bank accounts or unused credit cards hurt your CIBIL score? Experts explain the impact on credit history,…

August 3, 2026 16:35 IST

A missed EMI can remain on your credit report for up to seven years from the date of delinquency. Even if the overdue amount is cleared later, the record of the payment does not disappear immediately.

Can one missed EMI hurt your credit score? Here’s what borrowers should know

Going forward, borrowers should ensure there are sufficient funds available for auto-debit payments and regularly monitor account activity. They should…

June 17, 2026 13:25 IST

CIBIL score isn’t everything: Why two borrowers with identical scores may get different loan rates?

A good CIBIL score is undoubtedly important, but it is only one part of the lending equation. If you’re planning…

June 2, 2026 19:09 IST

Not just loans: Poor credit score can impact bank jobs, govt data shows

Credit score now matters for jobs too: How banks are using repayment history in hiring decisions

Your credit score is no longer just about loans. The government has revealed that banks may check credit history before…

March 17, 2026 16:44 IST

Explained: Why are Gen Z’s credit scores in the US falling?

Gen Z faces the sharpest credit score declines, driven by student loans, rising delinquencies, and higher debt. Learn why scores…

September 19, 2025 01:09 IST

Is CIBIL score mandatory for bank loan? Centre issues key clarification

Not just loans, low CIBIL score can also deny you a job

If you think CIBIL score only affects your loan or credit card approval, think again. A recent Parliament reply revealed…

August 19, 2025 17:13 IST

Got a high CIBIL score? You might still be denied a loan — here's why

Got a high credit score? You might still be denied a loan — here’s why

Thinking your credit score is enough to get a loan? Think again. Lenders also check your job stability, EMI burden…

July 24, 2025 16:49 IST

‘I paid my bills on time and never paid interest. Here’s why I quit credit cards anyway.’

Without credit cards, I was no longer thinking about hitting milestones, collecting points, or chasing free gifts. The constant mental…

Updated: July 17, 2025 19:15 IST

Does paying only the minimum due on your credit card affect your credit score?

Nowadays, credit cards have become an important part of our daily lives. But it is the right use that maintains…

July 15, 2025 16:42 IST

The silent money killers: Are you making these 3 mistakes?

Not all horror stories involve monsters. These involve money lost to hype, EMIs, and inaction. Meet three ordinary investors and…

June 7, 2025 06:00 IST

Do you use a credit card? These 7 simple habits can improve your credit score quickly

Nowadays, a credit card is not just a payment tool, it is the key to your financial health and future…

June 6, 2025 17:16 IST

Your home loan experience just got an AI boost. And it’s great news all around

Banks and fintech companies are gradually making the loan approval process easier for borrowers with the help of AI. Experts,…

May 31, 2025 18:48 IST

Home Loan Hacks: Your monthly EMI can drop if you follow THESE 4 tips

Most home loans are nowadays given at floating rates, which are linked to the RBI’s repo rate. As soon as…

Updated: April 11, 2025 17:26 IST

Hard inquiry on your credit report? Here’s how it spoils your score

When you apply for any type of loan or credit card, you allow the bank or financial institution to check…

Updated: March 7, 2025 12:42 IST

Faster Credit Score Updates: Why timely payments matter more than ever

Starting January 2025, lenders must update credit records every 15 days instead of once a month. As a result, financial…

March 3, 2025 11:33 IST

What factors affect your credit score the most? Ways to improve it

How to improve credit score? Understanding the key factors like credit mix, utilisation, and errors on your credit report can…

January 29, 2025 11:46 IST

Credit Score and CIBIL Score not the same - Know why

CIBIL Score Vs Credit Score: There is a difference – Explained

Credit score is a measure of a person’s ability to repay a loan. This means that when you take a…

October 1, 2024 11:48 IST

Soft vs Hard Credit Enquiries: What should you know before applying for a loan?

Credit enquiries play a crucial role in determining your credit score and can influence your ability to secure loans, credit…

September 28, 2024 10:38 IST

credit score

Related News

Trending Topics