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Amancio Ortega, founder of Zara and owner of Inditex, has a €20 billion real estate portfolio in 11 countries through his investment firm, Pontegadea Inversiones SL. Using Inditex dividends, Pontegadea buys prime commercial properties globally. Despite his wealth, Ortega lives modestly in a simple Spanish apartment. Pontegadea’s strategy is to invest in properties with long-term value.