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Senior citizen FD rates revised: Up to 7.75 pc interest — Check best rates offered by banks

Senior citizen FD rates revised: Up to 7.75 pc interest — Which banks offer best rates in February

FD interest rates may have cooled after the RBI’s 125 bps repo rate cut last year, but senior citizens can…

February 19, 2026 16:21 IST

The great shift of Indian households from fixed deposits to equity and SIPs. (AI generated image from Gemini)

The end of the FD era? Why Indian families are swapping 7% FDs for market risk

India is quietly moving from traditional savings to investment-driven wealth. Households are exploring stocks, mutual funds, and digital assets, taking…

February 7, 2026 05:30 IST

Looking for higher returns? Here are top corporate FDs giving 8%+ interest

Best fixed deposit rates: Top 5 FD plans with up to 8.85% interest per annum

With RBI cutting rates by 125 bps in 2025, most banks slashed FD interest, leaving savers disappointed. But some NBFCs…

December 10, 2025 12:53 IST

Indian Banks' Credit-Deposit Ratio Crosses 80%: A Structural Shift or Liquidity Challenge?

Explainer: What the higher credit-deposit ratio of banks is signalling

Driven by the festive season and GST rationalization, credit grew 11.31% while deposits grew 9.74% year-on-year.

November 26, 2025 21:27 IST

IRS Changes Retirement Rules for Workers Over 50

Bank deposit insurance cover at five-year low

India’s insured deposits ratio (IDR) dropped to 41.5% in FY25, the lowest in five years, as assessable deposits grew faster…

October 10, 2025 20:08 IST

How much money can you keep in bank FDs? Fixed deposit limit per customer explained

However, it’s worth noting that, according to banking regulations, each depositor receives insurance (DICGC coverage) up to Rs 5 lakh,…

September 29, 2025 13:34 IST

FDs, Fixed deposits, SFB, manufacturing, retail investor, money

Corporate lure retail with FDs

Corporate FDs are making a comeback as manufacturing firms like Godrej & Boyce and Hawkins Cookers tap retail investors. Offering…

September 16, 2025 18:55 IST

What is Mutual Fund overlap and how does it impact your portfolio?

Understand what a mutual fund overlap is, how much is acceptable and how to check overlapping mutual funds.

August 23, 2025 10:56 IST

Best FD rates: Senior citizens can still earn up to 8.8% on their fixed deposits

Best FD rates July 2025: Senior citizens can still earn up to 8.8% on THESE bank FDs

Despite multiple repo rate cuts by the RBI in 2025, senior citizens can still earn up to 8.8% interest on…

July 7, 2025 16:23 IST

Banks scale up corporate bond portfolios to protect margins

Following the Reserve Bank of India’s (RBI) recent 50-bps rate cut and a significant 1% reduction in the Cash Reserve…

July 1, 2025 18:38 IST

Senior Citizen FD Rates June 2025: SBI, HDFC, ICICI, PNB, BoB – Which Bank Is Giving Highest Return After Rate Cut?

FD rates for senior citizens revised: SBI, HDFC, ICICI, PNB, BoB – Which bank is giving highest return?

Despite RBI’s 100 bps repo rate cut, some banks like SBI, HDFC, ICICI, PNB, and Bank of Baroda are still…

June 27, 2025 18:15 IST

Savings account returns still attractive in THESE 5 private banks – know where you can earn more

THESE 5 private banks offering highest savings account interest rates in 2025

Despite RBI cutting repo rates by 100 basis points over the last three policy meetings since February 2025, some private…

June 19, 2025 13:47 IST

Savings interest down! SBI, HDFC, ICICI cut rates in June 2025 – Know what you’ll earn now

Savings account rates cut: Check new interest rates of SBI, HDFC, ICICI, Canara Bank and others

Top banks like SBI, HDFC, and ICICI have slashed their interest rates in June 2025 following the RBI’s 100 basis…

June 18, 2025 15:40 IST

Best PSU bank FD rates in June 2025: SBI vs Canara Bank vs PNB – check latest interest rates for senior citizens

Now that the RBI has cut its repo rate by 50 bps in its successive MPC meeting, banks have followed…

June 2, 2025 19:30 IST

Senior citizens can still earn 9.1% FD rate - Just 2 days left to book this highest rate fixed deposit

Senior citizens can still earn 9.1% FD rate – Just 2 days left to book this highest rate FD

Currently, Suryoday Small Finance Bank offers interest rates ranging from 4% to 8.6% for general customers and from 4.5% to…

May 29, 2025 16:24 IST

Are your life savings safe in the bank? Here’s what govt plans to do with deposit insurance

The DICGC insures all deposits such as savings, fixed, current, recurring, and more up to a maximum of Rs 5…

May 26, 2025 18:19 IST

FDs with 7.90% interest rate: SBI, Indian Bank, Bank of Baroda and Canara Bank's special FDs are giving great returns

Special FD plans with best rates: Check SBI, Indian Bank, Bank of Baroda, Canara Bank offers for regular customers, senior citizens

Public sector banks like SBI, Indian Bank, BoB, and Canara Bank are offering high-return special FDs with up to 7.90%…

May 21, 2025 13:04 IST

Which PSU banks are offering the highest FD interest in May 2025?

Which PSU banks are offering the highest FD interest rates to senior citizens in May 2025?

In this write-up, we will take a look at the current fixed deposit rates offered to general customers and senior…

May 17, 2025 09:40 IST

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