For older investors, old rules may not apply

The stock market’s damage has already been done. And if you’re one of those people near or already in retirement, you already know you’re going to have to work longer, save more or spend less.

What, me worry? Putting some perspective on panic

Right now, we are nervous about a lot of things. Are our college funds/retirement funds/savings going to be enough when we need them? Will we keep — or get — a job? Will our health insurance cover enough?

Authentic online confidence

The Internet breaks down constraints imposed by geography and language for the ultimate shopping experience. It allows merchants to extend their business from the purely physical realm and take it online.

A refreshingly different website

Imetonia.com is the newest edition to the online financial services websites in India. The site, which plans to be launched this February, started by Raj Majumder, formerly in Morgan Stanley’s Private Equity department and also having worked with Infosys, specialises in equity research, investment advice, portfolio management, and broking.

’A financial plan can protect one from terror’

Lokesh Nathany, national head of wealth management, Almondz Global Securities, Zankhana Shah, a certified financial planner and founder of Money Planner and Ranjeet Mudolkar, principal advisor, Financial Planning Standards Board, India spoke with Abhay Rao of The Financial Express about financial planning being the key to safeguarding ones interest in times of emergency

Is it time to have a money talk, child to parent?

The federal bailouts of the last few months raise a variety of thorny questions, including who benefits at whose expense. But the question that hits home the hardest is the one that isn’t getting enough discussion around kitchen tables:

Derivatives - financial weapons of mass destruction?

The Income Tax Act does not have any specific provision regarding taxability of income from derivatives. The question as to whether the transaction has been entered into, as a 'trader' or an 'investor', needs to be answered before analysing the tax provisions relating to dealings in derivatives

Managing money in times of crisis

Benchmark equity indices fall by nearly 15% in a week, there are rumours of a run on a leading bank and gold prices touch a new high every other day even after gaining 30% in a year, and at a time when leading central banks of the world come together to cut interest rates - these are testing times.

Managing succession: learning to share

In uncertain economic times like these, with the stock and housing markets down, credit markets tightening and widespread anxiety about the economic future taking hold, the subject of inheritance can be even more fraught for a family:

Is your best friend insured?

Pet insurance is one of the lesser publicised insurance products in India. Hence most people are barely aware of its existence.

'Start young or else....'

The need to start planning at the earliest could not be more emphasised. An early start is essential for optimising your returns over time.

Sitting astride gives better balance

Two important facts determine the possibility and the extent of wealth construction in the markets. First, it news development about the company, which must be potent and viable.

Opening doors, post-retirement

The ongoing Olympics were an eye opener in more ways than one. It was a chance for China to showcase to the world its growing prosperity, its sporting talent and economic ability.

Stages of retirement and planning for it

Retirement planning is not for the faint-hearted. You have heard that chestnut before and chances are that you will hear it again.

Alpha MFs: hedge fund wannabe’s to reduce beta in your portfolio

Mutual funds around the world broke into the hedge funds market with their innovative and sophisticated long-short funds.

Marriage and money

The honeymoon is over for all of those June brides and grooms. Now it’s home to happily ever after - and bills, bills, bills.

Making the most of the market interval

With the equity pendulum swinging wildly and steadily moving to lows, we thought we were left far behind.

Investing during retirement

Almost all the investment advice that is given out to retired people is wrong. In fact, not only is it wrong, it is downright dangerous.

Teaching kids about money

The vast majority of parents say they are good financial role models for their children but they may be kidding themselves.

Five basics for building a solid financial future

The stark truth about managing our money these days is that we are mostly on our own.Few employers want us around for 40 years, so our income is likely to have ups and downs and disappear altogether for brief periods between jobs.

Loan v/s rent: Making the choice

Vikram Sethu, a software engineer moving to Bangalore for work, wondered what he should do about his accommodation.

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