personal finance News

Play your cards right

Want to cancel your credit card? A few precautions you must take to avoid inconvenience in future

Check account & credit card statements every monthConsumer durables loans soar 53 pct in Feb as credit card spends decline
Five things to look for in your insurance policy document
Life insurance is the only financial tool that offers the triple advantage of risk coverage, long-te...

Wealth tax basics: Get a grip for peace of mind

Wealth tax is a direct tax levied on individuals, HUFs and companies annually.

What to watch out for while filling up new ITR forms

The Central Board of Direct Taxes recently notified the new I-T return forms applicable for the fina...

Don’t chase ‘winning’ asset classes for short-term success

The smartest way to invest is to diversify one’s assets across different asset classes and rebalance...

The bias and preferences of investment in real estate

One asset that is not renewable ever is land. Wars have been fought, brothers turned into foes, fath...
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Collective approach to buying a life cover
When we talk about life insurance, we generally talk about the products sold to individuals. The cha...
Timely repayments, borrowing discipline key to credit score
Many people earn a lot but spend it all, leading to a lack of investments and savings, and heavy deb...
Tax isn’t on the house
Used wisely, a home loan can be an effective vehicle to bring down your tax outgo
Tax benefit can be claimed against interest paid on education loan
As per section 80E, an individual can claim deduction of interest on loan taken by him for higher ed...
Ten commandments for a sizeable retirement corpus
Building a corpus that will meet all your financial needs during your golden years is critical.
New wealth tax rules bring relief for landowners
Most people believe paying taxes on income and filing an IT return by the due date means 100% compli...
Return of the native
NRIs are often confused about the tax implications of coming back to India for good. We dispel the d...
Employing stock indices to generate market-beating returns
It’s said that a country’s stock indices are the barometer of its capital markets as well as the eco...
Long-term investment, due diligence key to high returns
Sensex hit an all-time high, making retail investors pause and think of investing in equities.
Soften tax blow with smart TDS management
To avoid TDS for bank fixed deposits, an investor must file Form 15H and Form 15G.
Bond appetit
A flurry of tax-free bonds by public sector cos are up for grabs. If you are risk-averse, don’t miss...
One-size-fits-all doesn’t apply to asset allocation
As lacklustre as it may sound, asset allocation is the fundamental principle of investing.
Portfolio rebalancing holds key to building a sizeable nest egg
If you are planning for retirement, it’s important to look at inflation, longevity and investment ri...
Cut your losses
Salaried individuals need to make the most of options available to reduce their tax outgo. Some tips
Filing return must for senior citizens if annual income exceeds Rs 2.5 L
Only debts incurred with regard to taxable assets are eligible for deduction...
Emerging unscathed from a financial contingency
A sudden change in the financial situation can be extremely stressful.
Tax benefits on hold for private pf subscribers
The Finance Acts have been extending the deadline for obtaining certificate from the labour ministry...
A process long due
Unclaimed money with insurers has grown three-fold in last four years.
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