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Get pragmatic and buy a cover
While superstition prevents people from thinking of untoward events happening during auspicious events such as weddings...

Supplement employer’s COVER with one of your own

Depending merely on the health insurance provided by your employer means you are flirting with danger. Here’s why you also need a personal cover, and points to keep in mind while buying one

IDBI cuts retail lending rates

IDBI Bank has slashed interest rates by 50 basis points across the board for all existing and new customers with effect from November 1.

Going strong at 50

On the 50th anniversary of the introduction of credit cards, we evaluate whether one of modern finance’s greatest innovation is a boon or a bane

For premier savers

Premium savings account is designed to meet the needs of HNI customers

Lock in high returns

Aviva's single-premium endowment plan promises 7 per cent assured return for the next 10 years

Bargain hunter who foraged globally

There is much Indian equity investors can learn from John M. Templeton, in particular his belief in buying stocks at the point of maximum pessimism

Know the brass tacks

Knowing how to make the claim on a life insurance policy can save the bereaved family a lot of hassle at a time of

Bank on them

Turning of the interest-rate cycle and low valuations make banking stocks

A safe landing FOR FMPs

After the recent redemption pressures witnessed by Fixed Maturity Plans, the product clearly needs to be revamped and repositioned.

Which is the best policy?

Learn about the different types of policies available in the market to be able to make the right choice.

More variety, greater choice

From January 1, 2009, general insurers will have complete freedom in the wording and design of products. For now the regulator has allowed freedom regarding deductibles.

Gilt-edged times

Falling interest rates and growing appetite for safety make gilt funds a desirable investment option

When NAVs plummet

The current bear market has led to net asset values of equity-based funds of Ulips declining in value significantly. What will be the impact on Ulip buyers?

Steady top line, shrinking margins

While revenue continued to grow steadily, margins of India Inc were squeezed in Q2 of FY09 due to high interest cost and high commodity prices

IndusInd Bank ties up with World Gold Council

IndusInd Bank has partnered the World Gold Council (WGC) for joint promotion of packaged and certified gold coins and ingots in India.

Lower EMIs some time away

Though the RBI cut the repo rate on October 20, most banks have not followed suit with cuts in loan rates. It will be some time before EMIs come down

How to survive a bear market

Investing in a bear market requires a different mindset: a strong value orientation and an attitude that rejoices declines instead of being petrified by it.

No surprises yet

Global financial crisis and rupee depreciation will impact IT results

Caution to the fore

The present liquidity crisis in short-term debt mutual funds could precipitate a flight to safety for a long time to come

Too serious a business to be left to the car dealer

When you buy a car, usually the car dealer offers first-year insurance free of cost. Instead of passively accepting this freebie, look closely at the policy to see if it offers you comprehensive and adequate cover

Evergreen option

Fixed deposits, which offer safety and assured returns, remain a preferred invest-ment option

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