Are you Credit aware?
The credit score has no relation whatsoever with the income level of an individual. A credit rating is only based only on the treatment of debt; however small or large it may be.
Are You Credit Aware?
Though credit bureaus have been functioning in India since almost a decade and half, but a survey shows that almost more than 80% of the Indian population does not know about the existence of credit bureaus and a miniscule understand their credit reports. The awareness about the utility of credit report utility was also low. Being credit aware is a necessity to have a good credit score which in turn is of paramount importance if one wants to have access to borrowing through organized sector. Apart from this, being credit healthy ensures that one is financially healthy also, is not overleveraged and in some aspects could impact job prospects too. So if you want to know if you are credit aware then just go through the following questions we have for you.