Official sources said the central team, comprising members from the Reserve Bank of India and senior finance ministry officials, would hold discussions with State-Level Bankers Committee (SLBC), representatives of state government, Bihar Chamber of Commerce and Bihar Industries Association (BIA).

The credit-deposit ratio of Bihar is hovering around 33 per cent, stated to be the lowest in the country, according to the sources.

Bihar industries minister Baidyanath Pandey, while addressing the 54th annual general meeting of BIA last month, had drawn Sinha's attention to the low credit-deposit ratio and demanded centre's action against diversion of the state's deposit for improving the economy of other advanced states.

"The diversion of the state's money has resulted in both regional imbalances as well as overallbackwardness of the state," the minister had said at the BIA meeting.