Right health insurance can be a saving grace
Given the uncertainty associated with medical emergencies, it is best to be prepared by availing a health insurance policy. Choosing the correct health insurance plan is a very perplexing process for several people given that there are so many products available today. Also, each policy offers different options, add-ons which tend to further complicate the purchase process.
Before you zero in on a policy, you need to be clear about your requirements as well as your existing medical history and your familyís. Having zeroed in on a policy, it is very critical to thoroughly understand the same including the caveats.
The following factors will help you choose a health insurance policy in line with your needs:
Adequate sum insured
It is essential to take sufficient cover which protects you and your entire family. It is important to choose the right amount of sum insured depending on the past medical history of the elderly family members as they would require higher health insurance coverage. Similarly, the location where you reside should be taken into consideration. A person staying in a tier I city would require a higher sum insured