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Planning mismatch for the self-employed

Naresh Pachisia
Posted: Sunday, Jul 27, 2008 at 0409 hrs IST
Updated: Sunday, Jul 27, 2008 at 0409 hrs IST

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Investors hail RBI’s gold purchase move FDI dips 54 pct in September India crosses $100-bn FDI mark amid crisis NHPC debut a disappointment for investors

: on retirement planning? Chances are that no proper planning has been done by them. This state of affairs needs amendment, provided the professional concerned is guided by a financial planner.

Financial planning is important for this lot because it takes care of their wealth-creation needs in a methodical, systematic manner, protecting it and transferring it smoothly to the next generation. It can make a difference to their lives and in the way they manage their affairs. After all, their needs (children’s education, marriage, vacation, lifestyle, retirement and the works) are similar to everybody else’s.

The author is a certified financial planner and managing director of SKP Securities ...

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