Make the most of the cashless claim facility

What is cashless claim facility?

Cashless claim facility is a benefit given by an insurance company to its health policyholders. With this facility enables, the insured does not have to pay hospitalisation charges when he or she is hospitalised at any network hospital of the insurer. This relieves the policyholder of a major financial burden. This facility is offered by virtue of the insurer’s tie-up with the hospital, and such hospitals are called network hospitals. The costs usually covered under the cashless claim facility are- hospital room rent, doctor’s charges, cost of medicines, treatment cost, which are referred to as admissible expenses.

Usually, in order to avail of the cashless facility, you would need to go through a Third Party Administrator (TPA), who is an intermediary between the insurer and the hospital. However, some insurers have their own in-house team to handle all health insurance cashless claim procedures. You can contact the insurer directly on their toll-free number.

Availing the Cashless Facility

The cashless facility can be availed by all health policyholders — whether it is an individual policy or a group policy — as long as they have a hospitalisation plan. All the policyholder has to do is flash the health card at the concerned network hospital. Make sure that you are aware of the nearest network hospital.

Since the cashless facility can be useful during both planned and emergency hospitalisation, it is

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