INSURANCE POLICY

Lock in high returns

Suneeti Ahuja
Posted: Monday, Sep 29, 2008 at 1516 hrs IST
Updated: Monday, Sep 29, 2008 at 1516 hrs IST

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: funds, for five or 10 years for assured returns, can opt for this policy,” says Veer Sardesai, a Pune-based financial planner.

“However, at present there are various instruments available, like fixed deposits or FMPs that assure better returns. One can also look at EPF route, that promises similar returns, and also premature withdrawals,” he adds.
In the prevailing environment, it is hard to predict what course interest rates will take in the near future. While this plan may assure guaranteed returns, calibrate your liquidity needs before you commit your funds for such a long period. ...

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