IRDA proposes uniform definition of key terms in health ins

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PTI: New Delhi, Jan 14 2013, 22:41 IST

(TPA) and insurer and hospital and insurer. It also suggested a common industry wide pre- authorisation and claim form.

The regulator has sought feedback from all stakeholders within 10 days, starting from January 11.

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venkataramanaiah ramu | 15-Jan-2013Reply | Forward

It is generally observed that many insurnce companies while advertising for buyinng their policies for health insurance, prescribe maximum agelimits for entry at 65-70 years and this causes difficult situations for elders above that age generlly find themselves out from the medical insurance benefit and have to go through the usual methods for taking care of their health. IRDA could devise suitable methods to enable even the senior citizens to enter into the ambit of medical insurance and avail the benfit of cashless treatment etc., at even slightly higher premiums if necessary.