Column : Healthy Mexicans, ill Indians

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K. Srinath Reddy:  Aug 28 2012, 02:06 IST
On August 16 this year, the reputed medical journal Lancet published a report on the 10-year experience of Mexico’s journey towards universal health coverage (UHC). This year, Mexico achieved UHC for all of its 100 million citizens, with Seguro Popular, a national health insurance programme introduced in 2001, extending protection to 52 million previously uninsured citizens. This month, the Planning Commission of India has proposed to extend and expand the Rashtriya Swasthya Bima Yojana (RSBY) in the 12th Plan. What are the similarities and differences between these two programmes?

UHC in Mexico is synonymous with social protection of health. In the words of an accompanying Lancet editorial, “health insurance is no longer seen as an employment benefit but as a right of citizenship”. The report describes the three stages of UHC: (1) universal enrolment, with benefits extending from a publicly organised insurance; (2) regular access to a comprehensive package of services with financial protection for all; and (3) universal effective coverage guarantees for specialised high-cost services to prevent financial shocks.

A Fund for Community Health Services covers health promotion, immunisation campaigns, primary prevention, early detection, epidemiological surveillance and risk protection. Personal clinical services which are not highly specialised are funded through Seguro Popular, which draws on pre-paid contributions (according to the capacity to pay) and public funding from general taxation (which pays for most services). There is a special fund for children and new-borns (Medical Insurance For A New Generation) and a Fund For Protection Against Catastrophic Health Expenditures (FPCHE) which provides

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