Can one get a loan against marksheets?

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Jul 06 2008, 20:13 IST
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Amitoj Sethi

(Director, www.deal4loans.com)

I want to know whether there are any banking or non-banking companies or banks that provide loans on the basis of the graduation mark sheet? I was a victim of fraud when I approached an agent who assured me of loan amounting to Rs 5 lakh against my marksheet and I don’t want to get cheated again. Please suggest.

No banks or non-banking finance companies offer unsecured loans based only on graduation marksheets. Banks do offer loans for education purposes, for which the graduation marksheets are required as documents, which need to be submitted along with admission confirmation into the course one is looking to pursue. There are some banks that do offer credit cards or loans based on job appointment letters, but they are few and far between as most banks look at stability in the job before lending to the applicant.

What is the current interest rate for a housing loan for 20 years?

A home loan for 20 years can be priced between 11% and 14%, depending on the borrower’s and builder’s profiles.

I want to take a home loan to purchase a second sale property. The cost of that property is Rs 53,00,000. My per month take home salary is Rs 79,000. What is the loan amount that I am eligible for? I want to take maximum loan amount. Which bank can provide 90% loan and the lowest interest rate?

You should approach consolidation portals like www.deal4loans.com for your loan requirement. They are in a position

... contd.

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Reader's Comments (48)| Post a Comment

Fe Comment

deepak verma | 14-Mar-2013Reply | Forward
Dear Sir this is deepak verma from kanpur. I want to know about the marksheet loan.to started the new bussiness. Sir I want to know the processer of marksheet loan. Plz con.me on my cell.9026521580 My mail id.deepu.verma275@gmail.com

Fe Comment

rahul koutulker | 13-Jan-2013Reply | Forward
I want to know whether there are any banking or non-banking companies or banks that provide loans on the basis of mark sheet?

loan against markseet,

nandan | 21-Dec-2012Reply | Forward
I want to know whether there are any banking or non-banking companies or banks that provide loans on the basis of the class tenth mark sheet? I am a sivil worker,when I approached an agent who assured me of loan amounting to Rs 2 lakh against my marksheet and I don%u2019t want to get cheated again. Please suggest.

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