A 30-minute guide to managing your investments

In fact, at a recent conference organised by Morningstar on investment management, Krishnamurthy Subramanian, professor at Indian Business School, underlined how one's behaviour drives to make or destroy wealth. How the brain needs to be tempered to think and act on what could be long-term gain for the investor.

Investing is a process and, once it becomes a part of your behaviour, possibilities of wealth getting destroyed are reduced. This is where basic hygiene in your investment portfolio comes into play.

With multiple asset classes, multiple intermediaries hawking products and the intention and desire to make quick money, one is driven into investing in a haphazard manner. How many of us would have the details of all the investments at one single point?

Your Public Provident Fund account could be maintained in Bangalore and you could be working in Mumbai and the Kisan Vikas Patrika and the NSC certificates could be with your parents in Delhi. It is possible that a few of the certificates would have long matured and are lying in your locker. But you aren’t alone in this.

Inculcating discipline is easier said than done. You need to rewire your brain and modulate your investment and investment management behaviour.

Many a times, you get confused between investment and investment management. Investment is setting

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