‘PSBs have shown consistent improvement in recent times’

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and deciding about their packages. Autonomy in closing down loss-making rural branches. Autonomy in inducting more number of independent directors on the board.

Raising the cap on FII/FDI investments in PSBs. The manner of selection of the top management, the levels of salary and perquisites and the convoluted accountability policy. The area of staff accountability and other concerns regarding vigilance etc., which come in the way of promoting meritorious persons are areas where there needs to be change....