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and several urban areas, as per the Rangarajan Committee on Financial Inclusion), is without blemish. Regulatory reputation and supervisory convenience is more important to RBI than financial inclusion.
With no jobs, and the possibility of self-employment foreclosed due to lack of financial access, one begins to understand why a large number of youth in Jharkhand and Chhatisgarh are joining militant outfits.
Vijay Mahajan is chairman of Basix, a microfinance company. He was a member of the Rangarajan Committee on Financial Inclusion and the Raghuram Rajan Committee on Financial Sector Reforms...
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