1. Good News! Jan Dhan account holders can enjoy this major benefit at SBI, other banks; here are details

Good News! Jan Dhan account holders can enjoy this major benefit at SBI, other banks; here are details

Good News! for Jan Dhan account holders, as now they can reap benefits from their banks too. Recently, banks including the State Bank of India (SBI) made major changes in one of their rules.

By: | New Delhi | Published: November 23, 2017 10:39 PM

Good News! for Jan Dhan account holders, as now they can reap benefits from their banks too. (IE)

Good News! for Jan Dhan account holders, as now they can reap benefits from their banks too. Recently, banks including the State Bank of India (SBI) made major changes in one of their rules. As per the new norm, it is mandatory for the holder to have a minimum balance in their account, however, this does not apply for the accounts opened under the Jan Dhan Yojana. That is, if you have also opened a Jan Dhan money account, you will not have any tension about keeping the minimum balance. You can withdraw as much money as you have. According to the bank officials, apart from the accounts opened under Jan Dhan Yojana, the benefit will also apply to basic saving accounts too. Moreover, there is no provision of minimum balance in staff, students and salary accounts. However, account holders with a normal account in SBI will now be penalised for not maintaining minimum balance.

SBI, earlier in April this year, made it compulsory for normal account holders to have a minimum balance in their accounts. According to a senior bank official in Chandigarh, now the Minimum Average Balance (Monthly) of Rs 3,000 for the Saving Bank Account Holder in metro cities is mandatory. Earlier this limit was Rs 5,000. At the same time, the condition of minimum balance in urban, semi-urban and rural areas will be Rs 3,000, Rs 2,000 and Rs 1,000 respectively.

SBI has exempted pensioners, beneficiaries of government schemes and minor account holders from the minimum dues in the savings account. The bank has also reduced the penalty on non-maintenance of minimum balance. The bank has reduced the penalty from 20 to 50 percent. For the semi-urban and rural areas, this fee or penalty amount will be Rs 20 to Rs 40. For urban and metros, it would be Rs 30 to Rs 50

  1. S
    Santosh Kumar
    Dec 2, 2017 at 7:05 am
    lon do
    Reply
    1. H
      Hande Sukharaj Tukaram
      Nov 26, 2017 at 1:41 pm
      Super
      Reply
      1. D
        D K DUBEY
        Nov 26, 2017 at 1:34 pm
        If you good people what cashless Indian this type of plenty rules must stop. Mostly users are ry groups or earning is below Rs 20000 per month.
        Reply
        1. M
          Mohan B Bisanalli
          Nov 26, 2017 at 12:17 pm
          Good worked
          Reply
          1. V
            Vinod Kumar Meena
            Nov 26, 2017 at 11:30 am
            My balance
            Reply
            1. S
              Sudhakar
              Nov 26, 2017 at 10:43 am
              Super
              Reply
              1. S
                SanjayTandale
                Nov 26, 2017 at 10:18 am
                Minimum Average Balance (Monthly) of Rs 3,000 for the Saving Bank Account Holder in metro cities is mandatory.
                Reply
                1. N
                  nagabushan
                  Nov 26, 2017 at 9:57 am
                  nagabushankm97 emeil.co
                  Reply
                  1. A
                    abusiddikpurkait
                    Nov 26, 2017 at 9:36 am
                    hallo
                    Reply
                    1. P
                      Parul modi
                      Nov 26, 2017 at 9:32 am
                      Student account even can't be charged low balance charges as they are possessing account only for the sake of scholarship..........they belongs to social and economical class and most of their scholarship became an amount of low balance charge
                      Reply
                      1. O
                        Omprakash
                        Nov 26, 2017 at 9:22 am
                        हम इसका विरोध करते हैं ये सब जनता के साथ धोखा है विरोध विरोध........
                        Reply
                        1. J
                          Jiban ballava khandual
                          Nov 26, 2017 at 9:17 am
                          i unable,becuse my ry is not sofficent.
                          Reply
                          1. R
                            R.Shiva
                            Nov 26, 2017 at 9:05 am
                            Good
                            Reply
                            1. Pavan Khonde
                              Nov 26, 2017 at 9:04 am
                              Scholarship account manthly 3000 is not fare
                              Reply
                              1. A
                                Aasish Kumar pathak
                                Nov 26, 2017 at 8:52 am
                                Hello
                                Reply
                                1. Y
                                  Yes
                                  Nov 26, 2017 at 8:48 am
                                  Getting penalty itself is a big injustice.. they are charged from people for taking their own money.. dont you feel this is bad.. for doing this .. bank can go and beg like a begger.. and currently bank is obviously begging from people in the name of charges. Shame on us. Here exclusively in our country.. we have government and banks looting from the people in the name of taxes and bank charges.
                                  Reply
                                  1. G
                                    Guddu dubey
                                    Nov 26, 2017 at 8:45 am
                                    1000
                                    Reply
                                    1. R
                                      Ratnakar panja
                                      Nov 26, 2017 at 8:45 am
                                      Ok
                                      Reply
                                      1. B
                                        BORA KAMESWARA RAO
                                        Nov 26, 2017 at 8:45 am
                                        997
                                        Reply
                                        1. R
                                          RAISH MOHMMAD
                                          Nov 26, 2017 at 8:37 am
                                          I intestest loan Ki bahut jarurt h main ek ek pai chuka dunga
                                          Reply
                                          1. A
                                            Anuj
                                            Nov 26, 2017 at 8:34 am
                                            Us paise ka kya hua.. jo ab tak cut kar ke government fund bana liye ho...
                                            Reply
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