1. Put mandatory Aadhaar linking with bank accounts on hold, says AIBOC

Put mandatory Aadhaar linking with bank accounts on hold, says AIBOC

Earlier in the day, Reserve Bank of India said linkage of biometric identity number Aadhaar with bank accounts is mandatory. The RBI clarification followed media reports quoting a reply to a Right to Information (RTI) application that suggested the apex bank has not issued any order for mandatory Aadhaar linkage with bank accounts.

By: | New Delhi | Published: October 22, 2017 7:23 AM
Joining the Aadhaar seeding debate, public sector banks’ officer union has demanded that mandatory linking of biometric identity number should be put on hold till such time the Supreme Court comes out with a clear directive.

Joining the Aadhaar seeding debate, public sector banks’ officer union has demanded that mandatory linking of biometric identity number should be put on hold till such time the Supreme Court comes out with a clear directive. Another organisation All India Bank Employees Association (AIBEA) has also registered their protest against instructions given by some of the banks to designate certain branches as special cells for enrolment of Aadhaar. The government should make it clear before the common citizens of the country that the seeding of Aadhaar is purely voluntary and not mandatory, All India Bank Officers Confederation (AIBOC) said in a statement. “The advisory to this effect should also be passed to all the stakeholders. We also demand that the government should look for alternatives or add more workforce into banks to implement Aadhaar related works in the public sector banks,” AIBOC General Secretary D T Franco said.

Earlier in the day, Reserve Bank of India said linkage of biometric identity number Aadhaar with bank accounts is mandatory. The RBI clarification followed media reports quoting a reply to a Right to Information (RTI) application that suggested the apex bank has not issued any order for mandatory Aadhaar linkage with bank accounts. AIBOC further contested that the Aadhaar Act of 2016 was meant to cover targeted delivery of financial and other subsidies, benefits and services that were paid out of the Consolidated Fund of India. Moreover, it said the Aadhaar Act prescribed that enrolment was entirely voluntary.

If the act of getting an Aadhaar card is voluntary under the law, it wondered, how can the government make it mandatory for continued access to banking and telecom facilities that were not covered by the Act in the first place. At a time when the resources of the public sector banks are under severe strain, employing their resources on Aadhaar seeding will further constrain them in their efforts of recovery of NPAs, which eventually will further deteriorate the health, it said. “At present, this work is being done by some private agencies and bank premises are being used by them. Latest instructions are to disengage these private agencies and entrust the Aadhaar enrolment/updation work entirely to the bank staff,” AIBEA said.

This is unacceptable since the bank staff are overburdened due to inadequate recruitment and increased volume of work of implementing various government schemes, among other things, it said.

  1. R
    Reader
    Nov 6, 2017 at 2:35 pm
    The biometrics-based Aadhaar program is inherently flawed. Biometrics can be easily lifted by external means, there is no need to hack the system. High-resolution cameras can capture your fingerprints and iris information from a distance. Every eye hospital will have iris images of its patients. So another person can CLONE your fingerprints and iris images without your knowledge, and the same can be used for authentication. That is why advanced countries like the US, UK, etc. did not implement such a self-destructive biometrics-based system. If the biometric details of a person are COMPROMISED ONCE, then even a new Aadhaar card will not help the person concerned. This is NOT like blocking an ATM card and taking a new one.
    Reply
    1. bobby s
      Oct 22, 2017 at 1:28 pm
      Bank unions if interested in saving Banks from NPA menace, they should support RBI move. By linking Aadhar, a universal ID, asset liability of an individual can be tracked. If someone evade Bank's plea for regularizing NPA, his financial assets anywhere can be caught hold. If someone with NPA try to elope through airports, he could be caught (avoid a V Malya situation). If anyone argues about privacy, yes that can be had, after complying with rules of the land. Apart from NPAs dues in taxes, cheque frauds, other financial dues registered can be identified and necessary recovery actions can be initiated while accessing financial networks. Hence, banks have to necessarily seed Aadhar and unseeded accounts should be blocked. This system is available in all developed countries and help in setting healthy financial practices. If someone amasses wealth inappropriately, that too can be easily found. Such move can restrict upshot of goons. Hence request unions not to hinder the progress path
      Reply
      1. Mallikarjun J Iyyer
        Oct 22, 2017 at 10:35 am
        govt. is unable to tackle NPA and defaulters but is trying to torture and torment common man as if they it were sultanate. everytime u get a sms even after linking and when you visit the bank they say it is p roblem of having sent bulk SMSs. Bank employees should shun all aadhaar work until the govt. has resolved NPAs and brought wiley defaulters to book. only then the rest should follow. Is it dadagiri of street pig. Nanadan Nilkeni should be jailed for brining such a bogus data base and aadhaar system.
        Reply
        1. R
          Reader
          Oct 22, 2017 at 8:53 am
          The Supreme Court is yet to take a decision on the validity of Aadhaar and whether the State can compulsorily link Aadhaar to various programs and all financial transactions. The Supreme Court is set to hear peti-tions related to Aadhaar including those for scrapping the Aadhaar Act, stopping biometric profiling, and seeding bank and mobile databases, in the first week of November 2017.
          Reply
          1. R
            Reader
            Oct 22, 2017 at 8:52 am
            A centralized and inter-linked biometric database like Aadhaar will lead to profiling and self-censorship, endangering freedom. Personal data gathered under the Aadhaar program is prone to misuse and surveillance. Aadhaar project has created a vulnerability to identi-ty fraud, even identi-ty theft. Easy harvesting of biometrics traits and publicly-available Aadhaar numbers increase the risk of impersonation, especially online and banking fraud. Centralized databases can be hacked. Biometrics can be cloned, copied and reused. Thus, BIOMETRICS CAN BE FAKED. High-resolution cameras can capture your fingerprints and iris information from a distance. Every eye hospital will have iris images of its patients. So another person can clone your fingerprints and iris images without your knowledge, and the same can be used for authentication. If the Aadhaar scheme is NOT STOPPED by the Supreme Court, the biometric features of Indians will soon be cloned, misused, and even traded.
            Reply
            1. R
              Reader
              Oct 22, 2017 at 8:52 am
              UK’s Biometric ID Database was dismantled. Why the United Kingdom's biometrics-linked National Identi-ty Card project to create a centralized register of sensitive information about residents similar to Aadhaar was scrapped in 2010?? The reasons were the massive threat posed to the privacy of people, the possibility of a surveillance state, the dangers of maintaining such a huge centralized repository of personal information, and the purposes it could be used for, and the dangers of such a centralized database being hacked. The other reasons were the unreliability of such a large-scale biometric verification processes, and the ethics of using biometric identification. ( Identi-ty Cards Act 2006 and Identi-ty Documents Act 2010 )
              Reply
              1. R
                Reader
                Oct 22, 2017 at 8:51 am
                The US Social Security Number (SSN) card has NO BIOMETRIC DETAILS, no photograph, no physical description and no birth date. All it does is confirm that a particular number has been issued to a particular name. Instead, a driving license or state ID card is used as an identification for adults. The US government DOES NOT collect the biometric details of its own citizens for the purpose of issuing Social Security Number. The US collects the fingerprints of only those citizens who are involved in any criminal activity (it has nothing to do with SSN), and the citizens of other countries who come to the US.
                Reply
                1. R
                  Rana
                  Oct 22, 2017 at 5:36 pm
                  India is not USA.Don't think every thing in US is good so we copy from them as it is. This Inferiority complex is due to 70 yrs of congi. distorted history education.
                  Reply
                2. C
                  CHETAN
                  Oct 22, 2017 at 7:55 am
                  People having LPG connections have already seeded their UID with banks. Hote many people do you think have back accounts but no LPG connection. This is just an alibi for Laziness hangover of yesteryears.
                  Reply
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