All families residing in Uttarakhand can avail re-launched health insurance scheme of the state government – Mukhyamantri Swasthya Bima Yojana (MSBY) from August 1. The families would be entitled to a health cover with a sum insured of Rs 50,000 and a critical illness cover of Rs 1,25,000 respectively, on a family floater basis for the policy period of one year starting from August 1, 2016. This would, however, exclude nuclear families of and dependents of government servants, pensioners and income tax payers.
Bajaj Allianz General Insurance has been selected to implement the re-launched scheme. According to Bajaj Allianz General press release, the company is the only health insurer to implement the state government’s scheme.
The benefits of MSBY scheme will also be extended to individuals and families already covered under the Rashtriya Swasthya Bima Yojna (RSBY). A special enrollment camp has been organized from August 1-15 for families not covered under any existing health schemes.
The base cover would cover expenses such as hospitalisation and pre-post hospitalisation, maternal and neonatal care expenses and offer diagnostic benefits. Along with hospitalization expenses, the critical illness cover would also provide cover against day care treatments and follow-up care expenses.
Commenting on MSBY, Tapan Singhel, MD and CEO, Bajaj Allianz General Insurance, said, “We are happy to implement this scheme, through which we would reach out to a large number of people to offer health insurance solutions as well as offer speedy and hassle-free claims settlement services.”