1. Aadhaar linking with bank accounts: Why All India Bank Officers Confederation is demanding to put this mandatory activity on hold

Aadhaar linking with bank accounts: Why All India Bank Officers Confederation is demanding to put this mandatory activity on hold

Joining the Aadhaar seeding debate, public sector banks' officer union has demanded that mandatory linking of biometric identity number should be put on hold till such time the Supreme Court comes out with a clear directive.

By: | New Delhi | Published: October 21, 2017 8:57 PM
aadhaar, aadhaar linking with bank account, AIBEA, bank employees on account linking with aadhaar The government should make it clear before the common citizens of the country that the seeding of Aadhaar is purely voluntary and not mandatory, All India Bank Officers Confederation said.

Joining the Aadhaar seeding debate, public sector banks’ officer union has demanded that mandatory linking of biometric identity number should be put on hold till such time the Supreme Court comes out with a clear directive. Another organisation All India Bank Employees Association (AIBEA) has also registered their protest against instructions given by some of the banks to designate certain branches as special cells for enrolment of Aadhaar. The government should make it clear before the common citizens of the country that the seeding of Aadhaar is purely voluntary and not mandatory, All India Bank Officers Confederation (AIBOC) said in a statement. “The advisory to this effect should also be passed to all the stakeholders. We also demand that the government should look for alternatives or add more workforce into banks to implement Aadhaar related works in the public sector banks,” AIBOC General Secretary D T Franco said. Earlier in the day, Reserve Bank of India said linkage of biometric identity number Aadhaar with bank accounts is mandatory. The RBI clarification followed media reports quoting a reply to a Right to Information (RTI) application that suggested the apex bank has not issued any order for mandatory Aadhaar linkage with bank accounts. AIBOC further contested that the Aadhaar Act of 2016 was meant to cover targeted delivery of financial and other subsidies, benefits and services that were paid out of the Consolidated Fund of India.

Moreover, it said the Aadhaar Act prescribed that enrolment was entirely voluntary. If the act of getting an Aadhaar card is voluntary under the law, it wondered, how can the government make it mandatory for continued access to banking and telecom facilities that were not covered by the Act in the first place.

At a time when the resources of the public sector banks are under severe strain, employing their resources on Aadhaar seeding will further constrain them in their efforts of recovery of NPAs, which eventually will further deteriorate the health, it said.

“At present, this work is being done by some private agencies and bank premises are being used by them. Latest instructions are to disengage these private agencies and entrust the Aadhaar enrolment/updation work entirely to the bank staff,” AIBEA said.

This is unacceptable since the bank staff are overburdened due to inadequate recruitment and increased volume of work of implementing various government schemes, among other things, it said.

  1. A
    Akliyath
    Oct 21, 2017 at 10:08 pm
    Is there anything that would work voluntarily in our country? Better officers association walk that extra mile and help account holders finish the task.
    Reply
    1. Ramesh B Bhatia
      Oct 21, 2017 at 9:59 pm
      Linking AADHAR card is very good idea to control / monitor money transactions. Why bankers are afraid to ask or add one number in its form while opening Savings / current/ Deposit account ? Opening accounts forms are 4 to 10 pages ? so adding one number is not a big problem ? Why bankers see it big JOB? even adding it to old accounts will not take much time from clerks/ cashier etc. One clerk can add 500 accounts per day 100 per hour ( 60 minutes) # 10 AM to 6 PM 5 hr duty each hour 10 minutes rest one hr lunch 7 hrs 1 hr extra he gets. so in two weeks 10 days One clerk one Officer can do 5000 accounts ? Where is the problem ? why to give outside agency this work ? Give two weeks half ry extra to staff ? but lazy Bank staff will argue as during demonitization they were involved in wrong doing ?
      Reply
      1. R
        Reader
        Oct 21, 2017 at 9:23 pm
        The Supreme Court is yet to take a decision on the validity of Aadhaar and whether the State can compulsorily link Aadhaar to various programs and all financial transactions. The Supreme Court is set to hear peti-tions related to Aadhaar including those for scrapping the Aadhaar Act, stopping biometric profiling, and seeding bank and mobile databases, in the first week of November 2017.
        Reply
        1. R
          Reader
          Oct 21, 2017 at 9:22 pm
          A centralized and inter-linked biometric database like Aadhaar will lead to profiling and self-censorship, endangering freedom. Personal data gathered under the Aadhaar program is prone to misuse and surveillance. Aadhaar project has created a vulnerability to identi-ty fraud, even identi-ty theft. Easy harvesting of biometrics traits and publicly-available Aadhaar numbers increase the risk of impersonation, especially online and banking fraud. Centralized databases can be hacked. Biometrics can be cloned, copied and reused. Thus, BIOMETRICS CAN BE FAKED. High-resolution cameras can capture your fingerprints and iris information from a distance. Every eye hospital will have iris images of its patients. So another person can clone your fingerprints and iris images without your knowledge, and the same can be used for authentication. If the Aadhaar scheme is NOT STOPPED by the Supreme Court, the biometric features of Indians will soon be cloned, misused, and even traded.
          Reply
          1. R
            Reader
            Oct 21, 2017 at 9:22 pm
            UK’s Biometric ID Database was dismantled. Why the United Kingdom's biometrics-linked National Identi-ty Card project to create a centralized register of sensitive information about residents similar to Aadhaar was scrapped in 2010?? The reasons were the massive threat posed to the privacy of people, the possibility of a surveillance state, the dangers of maintaining such a huge centralized repository of personal information, and the purposes it could be used for, and the dangers of such a centralized database being hacked. The other reasons were the unreliability of such a large-scale biometric verification processes, and the ethics of using biometric identification. ( Identi-ty Cards Act 2006 and Identi-ty Documents Act 2010 )
            Reply
            1. R
              Reader
              Oct 21, 2017 at 9:21 pm
              The US Social Security Number (SSN) card has NO BIOMETRIC DETAILS, no photograph, no physical description and no birth date. All it does is confirm that a particular number has been issued to a particular name. Instead, a driving license or state ID card is used as an identification for adults. The US government DOES NOT collect the biometric details of its own citizens for the purpose of issuing Social Security Number. The US collects the fingerprints of only those citizens who are involved in any criminal activity (it has nothing to do with SSN), and the citizens of other countries who come to the US.
              Reply
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