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GAUTAM BHARDWAJ The Indian Express Group

GAUTAM BHARDWAJ-

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Financial Express
  • Column : Put all the fire power behind NPS

    Wednesday 08 Sep '10The informal sector NPS was announced a little over a year ago. The PFRDA went in armed with an unbundled, incentive compatible architecture, a large latent demand, robust administration, nation-wide outreach through roughly 4,000 branches of firms that already deliver financial services to nearly 200 million Indians, and offer attractive double-digit returns.
  • Column: Can we build a mass market for NPS?

    Tuesday 23 Mar '10The 2010-11 Union Budget has proposed an annual co-contribution of Rs 1,000 for people who voluntarily open a new pension scheme...
  • Can we afford pension exclusion?

    Saturday 30 Jan '10Income insecurity in old age is rapidly emerging as one of the most important causes of poverty in India and for South Asia more generally. Most of India’s 144 million informal sector workers who earn Rs 3,000 or less per month will become destitute as soon as they stop working.
  • Column : Why EET’s an important tax reform

    Saturday 15 Aug '09The proposed exempt-exempt-tax model in the draft tax code will produce an equitable and inclusive long-term savings environment and improve retirement incomes.