"As per RBI norms, Bandhan Bank will get listed after three years of operation as a banking entity," Ghosh said.
"The RBI has given us 18 months to start banking operations. We hope to start banking activity from early next financial year," Ghosh said at an interaction programme organised by the MCCI here today.
Initially, he said, 600 branches would be opened to serve its existing customer base.
Bandhan recently appointed consultancy firm Deloitte to advice it on converting from a micro-finance institution to a bank.
With an employee strength of about 12,900, Bandhan has a customer base of 55 lakh with 2,016 branches, mostly in the rural and semi-urban areas.
Now serving the bottom of the pyramid, Ghosh said Bandhan has plans to tap the rich as well.